306 Windy Rush Rd, Kannapolis, NC 28081 Property Records

Cabarrus County property record for 306 Windy Rush Rd, Kannapolis, NC 28081

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,901 sqft · built 1974
Lot Size	0.299 acres (13,040 sqft)
Owner	Individual Name on Record
Last Sale	$310,000 (Jul 2023)
Tax Bill	$2,465 (2023)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04065C0028.000000`

Property Details

APN / Parcel Number

Primary APN	`04065C0028.000000`
Alternative APNs	`5612 59 4443` `114161`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,901 sqft Living Area
Gross Area	2,363 sqft
1st Floor Area	1,901 sqft
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	13,040 sqft
Lot Dimensions	163 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	900 sqft
Driveway	Driveway
Driveway Area	846 sqft
Parking Spaces	6 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	280 sqft
Fence	Fence
Storage Building	56 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	114161
Street Address	306 WINDY RUSH RD
City	KANNAPOLIS
State	NC
Zip	28081-5945
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-2
Legal Description	LT 28 OLDE COLONY
Legal Subdivision	OLDE COLONY
Legal Lot Number	28
Jurisdiction	CABARRUS NC
Township / Civil Division	4, KANNAPOLIS
Census Block Group	3
Census Block	3020
Census Tract	41100

Owner

Source: Cabarrus County records, as of May 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	306 WINDY RUSH RD, KANNAPOLIS, NC 28081-5945
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Warranty Deed, Transfer · FHA Mortgage VANDERBILT MORTGAGE & FINANCE INC
Mar 2, 2017	Warranty Deed, Transfer · Conventional with PMI BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 26, 2023 · Amount on Record
Deed Sale	Jul 26, 2023 · Amount on Record
Prior Sale	Mar 2, 2017 · Amount on Record
Deed Document Number	0001658387
Deed Book / Page	16583 / 87
Record Updated	Jun 7, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Jul 26, 2023
Property Address	306 WINDY RUSH RD, KANNAPOLIS, NC 28081-5945
Document Number	0001658387
Book / Page	16583 / 87
Instrument Date	Jul 26, 2023
Transaction Type	Transfer
Record Updated	Aug 4, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$620.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7832 ROLLING MEADOWS LN, HUNTERSVILLE, NC 28078-3348

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 WINDY RUSH RD, KANNAPOLIS, NC 28081-5945

Mortgage

Document Number	0001658389
Date	Jul 26, 2023
Book Page	16583/89

Lender

Name	VANDERBILT MORTGAGE & FINANCE INC
Type	Mortgage Company
Address	ATLANTA, GA 30361

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Mar 2, 2017
Property Address	306 WINDY RUSH RD, KANNAPOLIS, NC 28081-5945
Document Number	12381230
Book / Page	012381 / 000230
Instrument Date	Feb 28, 2017
Instrument	5281
Transaction Type	Transfer
Record Updated	Mar 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$386.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	306 WINDY RUSH RD KANNAPOLIS NC 280815945, KANNAPOLIS, NC 28081-5945

Mortgage

Document Number	12381233
Date	Mar 2, 2017
Book Page	012381/000233
Instrument	5282

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Kannapolis City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,465.00	$179,960 Land $28,000 Building $151,960	$179,960 Land $28,000 Building $151,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Mar 2018 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF KANNAPOLIS serves 56,050 people · EPA ID NC0180065
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 254 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream DSL · Fiber in parts of the area	300 / 20

May also be available: Hotwire Communications, Verizon.

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