Blount County property record for 309 Willow St, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,152 sqft · built 1981 |
| Lot Size | 0.354 acres (15,400 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $195,000 (Apr 2024) |
| Tax Bill | $658 (2026) |
| Deeds & Mortgages | Oct 2005 Mortgage Apr 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-30-4-001-019 |
| Primary APN | 16-09-30-4-001-019 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 15,400 sqft (0.354 acres) |
| Lot Dimensions | 154 ft deep x 100 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 74000 |
|---|---|
| Street Address | 309 WILLOW ST |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2637 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 9 BLK 4 MCCAY ADD, PB 1/31 (IN SECTIONS 29 & 30)-- |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 30 |
| Legal Subdivision | MCCAY ADD |
| Legal Block | 4 |
| Legal Lot Number | 9 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 50105 |
Source: Blount County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 309 WILLOW ST, ONEONTA, AL 35121-2637 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 19, 2005 | Deed of Trust, Mortgage · USDA Mortgage USDA |
| Apr 27, 2021 | Deed of Trust, Mortgage HOMETOWN LENDERS INC |
| Jan 27, 2025 | Warranty Deed, Transfer |
| Apr 23, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 23, 2024 · Amount on Record |
| Deed Sale | Apr 23, 2024 · Amount on Record |
| Prior Sale | Mar 10, 2011 |
| Deed Document Number | 202410056689 |
| Deed Book / Page | 2024 / 10224 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 309 WILLOW ST, ONEONTA, AL 35121-2637 |
| Transaction Type | Mortgage |
| Record Updated | Jan 27, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000275607 |
|---|---|
| Date | Oct 19, 2005 |
| Instrument | 275607 |
| Name | USDA |
|---|---|
| Type | Government Agency |
| Type | USDA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 13, 2015 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 309 WILLOW ST, ONEONTA, AL 35121-2637 |
| Transaction Type | Mortgage |
| Record Updated | Jan 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2021/14632 |
|---|---|
| Date | Apr 27, 2021 |
| Book Page | 2021/14632 |
| Instrument | 10026651 |
| Name | HOMETOWN LENDERS INC |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Jan 27, 2025 |
| Property Address | 309 WILLOW ST, ONEONTA, AL 35121-2637 |
| Document Number | 02025/1801 |
| Book / Page | 2025 / 1801 |
| Instrument Date | Jan 27, 2025 |
| Instrument | 10063634 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Apr 23, 2024 |
| Property Address | 309 WILLOW ST, ONEONTA, AL 35121-2637 |
| Document Number | 2024/10224 |
| Book / Page | 2024 / 10224 |
| Instrument Date | Apr 22, 2024 |
| Instrument | 10056689 |
| Transaction Type | Transfer |
| Record Updated | Jan 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0202410226 |
|---|---|
| Date | Apr 23, 2024 |
| Instrument | 2024/10226 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2054 |
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $658.00 (+4.11%) Homeowner's exemption | ||
| 2025 | $632.00 (-50.04%) | $15,340 (-45.45%) | $153,340 (+9.08%) Land $27,800 Building $125,540 |
| 2024 | $1,265.00 (+6.75%) | $28,120 (+6.76%) Land $4,540 Building $23,580 | $140,580 (+6.73%) Land $22,700 Building $117,880 |
| 2023 | $1,185.00 (+4.77%) | $26,340 (+4.77%) Land $4,540 Building $21,800 | $131,720 (+4.76%) Land $22,700 Building $109,020 |
| 2022 | $1,131.00 | $25,140 Land $4,540 Building $20,600 | $125,740 Land $22,700 Building $103,040 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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