Blount County property record for 302 Willow St, Oneonta, AL 35121
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,683 sqft · built 1970 |
| Lot Size | 0.601 acres (26,160 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $224,000 (Jan 2022) |
| Tax Bill | $1,030 (2025) |
| Deeds & Mortgages | Oct 2017 Mortgage Jan 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 16-09-29-3-002-033 |
| Primary APN | 16-09-29-3-002-033 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,683 sqft Living Area |
| 1st Floor Area | 1,683 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Shingle |
| Lot Area | 26,160 sqft (0.601 acres) |
| Lot Dimensions | 218 ft deep x 120 ft wide |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 71462 |
|---|---|
| Street Address | 302 WILLOW ST |
| City | ONEONTA |
| State | AL |
| Zip | 35121-2638 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2, BLK 10 EXTENSION TO MCCAY ADDITION, PB 1/31; COM INT NW R/W LINCOLN AVE & NE R/W WILLOW ST NW 100 ALG R/W TO POB NE |
| Legal Range | 02E |
| Legal Township | 12S |
| Legal Section | 29 |
| Legal Subdivision | MCCAY ADDITION |
| Legal Block | 10 |
| Legal Lot Number | 2 |
| Jurisdiction | BLOUNT AL |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 50105 |
Source: Blount County records, as of August 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 302 WILLOW ST, ONEONTA, AL 35121-2638 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 27, 2017 | Deed of Trust, Mortgage PENNYMAC LOAN SERVICES LLC |
| Jan 14, 2022 | Warranty Deed, Transfer TRUIST BANK |
| Sep 6, 2013 | Warranty Deed, Transfer HAMILTON MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 14, 2022 · Amount on Record |
| Deed Sale | Jan 14, 2022 · Amount on Record |
| Prior Sale | Sep 6, 2013 · Amount on Record |
| Deed Document Number | 202210034765 |
| Deed Book / Page | 2022 / 1612 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLOUNT AL |
| Property Address | 302 WILLOW ST, ONEONTA, AL 35121-2638 |
| Transaction Type | Mortgage |
| Record Updated | Apr 2, 2026 |
| Name | Verified Name |
|---|
| Document Number | 2017/27257 |
|---|---|
| Date | Oct 27, 2017 |
| Book Page | 2017/27257 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 1, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Jan 14, 2022 |
| Property Address | 302 WILLOW ST, ONEONTA, AL 35121-2638 |
| Document Number | 02022/1612 |
| Book / Page | 2022 / 1612 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 10034765 |
| Transaction Type | Transfer |
| Record Updated | Apr 2, 2026 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 149 OLD BROOK LN, ONEONTA, AL 35121-7025 |
| Name | Verified Name |
|---|---|
| Address | 4347 HIDDEN LAKES DR E, NICEVILLE, FL 32578-4196 |
| Document Number | 0020221615 |
|---|---|
| Date | Jan 14, 2022 |
| Instrument | 2022/1615 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLOUNT AL |
| Recording Date | Sep 6, 2013 |
| Property Address | 302 WILLOW ST, ONEONTA, AL 35121-2638 |
| Document Number | 0000359667 |
| Instrument Date | Aug 28, 2013 |
| Instrument | 359667 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0000359668 |
|---|---|
| Date | Sep 6, 2013 |
| Instrument | 359668 |
| Name | HAMILTON MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 1, 2043 |
Source: Blount County assessment roll, as of August 25, 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | Blount County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,030.00 | $22,900 (-) | $229,000 (-) Land $26,000 Building $203,000 |
| 2024 | $1,030.00 (+8.19%) | $22,900 (+8.22%) Land $2,600 Building $20,300 | $229,000 (+8.19%) Land $26,000 Building $203,000 |
| 2023 | $952.00 (+24.44%) | $21,160 (+15.63%) Land $2,600 Building $18,560 | $211,660 (+15.62%) Land $26,000 Building $185,660 |
| 2022 | $765.00 Homeowner's exemption | $18,300 Land $2,600 Building $15,700 | $183,060 Land $26,000 Building $157,060 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 21, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 77% of Alabama |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ONEONTA, UB OF THE serves 19,971 people · EPA ID AL0000103 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| GoNetspeed Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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