309 Willow St E, Stillwater, MN 55082 Property Records

Washington County property record for 309 Willow St E, Stillwater, MN 55082

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 826 sqft · built 1878
Lot Size0.174 acres (7,558 sqft)
Owner2 Individual Names on Record
Last Sale$45,000 (Oct 1998)
Tax Bill$3,214 (2026)
Deeds & MortgagesJan 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN21-030-20-13-0084

Property Details

APN / Parcel Number

Primary APN21-030-20-13-0084

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area826 sqft Living Area
Basement Area826 sqft
Finished Basement600 sqft
Unfinished Basement226 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1878
Effective Year BuiltEffective 1878
Architectural StyleRanch
Exterior MaterialWood
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,558 sqft (0.174 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address309 WILLOW ST E
CitySTILLWATER
StateMN
Zip55082-4251
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE1/3 LT 6 BLK 42 & E1/3 OF N 1/2 LT 5 SD BLK 42 SUBDIVISIONNAME CARLI AND SCHULENBURG'S ADD TO STILLWATER LOT 6 BLOCK 42 SUBD
Legal Range20W
Legal Township30N
Legal Section21
Legal SubdivisionCARLI AND SCHULENBURG'S ADD
Legal Block42
Legal Lot Number6
JurisdictionWASHINGTON MN
Township / Civil DivisionSTILLWATER
Census Block Group1
Census Block1031
Census Tract70502

Owner

Source: Washington County records, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 WILLOW ST E, STILLWATER, MN 55082-4251
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 15, 1998 · Amount on Record
Deed SaleOct 15, 1998 · Amount on Record
Deed Document Number199843269
Record UpdatedSep 20, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWASHINGTON MN
Property Address309 WILLOW ST E, STILLWATER, MN 55082-4251
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0004288719
DateJan 14, 2021
Instrument4288719
Lender
NameROYAL CU
TypeCredit Union
AddressEAU CLAIRE, WI 54703
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term179 Months
DueDec 1, 2035

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyWashington County
MunicipalityStillwater City
Unified School DistrictStillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,214.00 (+8.51%) Homeowner's exemption
2025$282,300 (+4.4%) Land $142,000 Building $140,300$282,300 (+4.4%) Land $142,000 Building $140,300
2024$270,400 (-3.08%) Land $130,000 Building $140,400$270,400 (-3.08%) Land $130,000 Building $140,400
2023$2,962.00
2022$279,000 Land $145,200 Building $133,800$279,000 Land $145,200 Building $133,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims3 (1997–2019)
Most Recent ClaimApr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemStillwater
serves 19,462 people · EPA ID MN1820024
Water SourceGroundwater
Last State InspectionAug 2025
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber
8,000 / 8,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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