115 Willow St E, Stillwater, MN 55082 Property Records

Washington County property record for 115 Willow St E, Stillwater, MN 55082

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,304 sqft · built 2014
Lot Size	0.463 acres (20,168 sqft)
Owner	2 Company Names on File
Tax Bill	$7,626 (2026)
Deeds & Mortgages	Oct 2020 Mortgage Dec 2020 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-030-20-13-0026`

Property Details

APN / Parcel Number

Primary APN	`21-030-20-13-0026`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	2,304 sqft Living Area
Basement Area	1,127 sqft
Finished Basement	230 sqft
Unfinished Basement	897 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Architectural Style	Other
Construction Type	Frame
Lot Area	20,168 sqft (0.463 acres)
Lot Dimensions	135 ft deep x 149 ft wide

Location & Zoning

Street Address	115 WILLOW ST E
City	STILLWATER
State	MN
Zip	55082-4250
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISIONNAME CARLI AND SCHULENBURG'S ADD TO STILLWATER LOT 6 BLOCK 44 SUBDIVISIONCD 09270 ALL OF LOT 6, BLOCK 44, CARLI &
Legal Range	20W
Legal Township	30N
Legal Section	21
Legal Subdivision	CARLI AND SCHULENBURG'S ADD
Legal Block	44
Legal Lot Number	6
Jurisdiction	WASHINGTON MN
Township / Civil Division	STILLWATER
Census Block Group	1
Census Block	1013
Census Tract	70502

Owner

Source: Washington County assessment roll, as of June 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	115 WILLOW ST E, STILLWATER, MN 55082-4250
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MERCHANTS BANK NA
Dec 30, 2020	Deed of Trust, Mortgage · Line of Credit MERCHANTS BANK
Jan 7, 2021	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jan 2, 2014
Deed Sale	Jan 2, 2014
Prior Sale	Dec 27, 2013 · Amount on Record
Deed Document Number	20141226345
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	115 WILLOW ST E, STILLWATER, MN 55082-4250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	DCA TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001269189
Date	Oct 20, 2020
Instrument	1269189

Lender

Name	MERCHANTS BANK NA
Type	Bank
Address	WINONA, MN 55987

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	179 Months
Due	Sep 1, 2035

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON MN
Property Address	115 WILLOW ST E, STILLWATER, MN 55082-4250
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001270881
Date	Dec 30, 2020
Instrument	1270881

Lender

Name	MERCHANTS BANK
Type	Bank
Address	ROSEMOUNT, MN 55068

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON MN
Recording Date	Jan 7, 2021
Property Address	115 WILLOW ST E, STILLWATER, MN 55082-4250
Document Number	0001271109
Instrument Date	Dec 21, 2020
Instrument	1271109
Transaction Type	Transfer
Record Updated	May 12, 2021
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	115 WILLOW ST E STILLWATER MN 550824250, STILLWATER, MN 55082-4250

Tax Assessment & Valuation

Source: Washington County assessment roll, as of June 9, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Washington County
Municipality	Stillwater City
Unified School District	Stillwater Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,626.00 (+16.78%) Homeowner's exemption
2025		$603,300 (+0.35%) Land $228,100 Building $375,200	$603,300 (+0.35%) Land $228,100 Building $375,200
2024		$601,200 (+4.36%) Land $218,100 Building $383,100	$601,200 (+4.36%) Land $218,100 Building $383,100
2023	$6,530.00
2022		$576,100 Land $240,900 Building $335,200	$576,100 Land $240,900 Building $335,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (1997–2019)
Most Recent Claim	Apr 2019 · Severe Winter Storm, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 78% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Stillwater serves 19,462 people · EPA ID MN1820024
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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