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309 W Summit St, Smithville, MO 64089 Property Records

Clay County property record for 309 W Summit St, Smithville, MO 64089 · Last verified June 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,026 sqft Living Area
Lot Size13,068 sqft (0.3 acres)
OccupancyOwner Occupied
Last Sale$203,300 (2020)
Tax Bill$1,716.00 (2025)

Property Details

APN / Parcel Number

Primary APN05-617-00-12-014.00
Alternative APNs
  • 0561700120140001
  • 5617001201400
  • 291841

Interior

Bedrooms2 Beds
Full Baths1 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms4 Rooms
Building Area1,026 sqft Living Area
Gross Area1,884 sqft Gross Area
1st Floor1,026 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleRanch Style
Exterior MaterialWood Siding Exterior
Roof MaterialComposition Shingle Roof
Lot Area13,068 sqft (0.3 acres)
Depth X Width120 ft x 110 ft Depth x Width
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area768 sqft Garage

Utilities and HVAC

Heating FuelGas Heating Fuel

Location & Zoning

Street Address309 W SUMMIT ST
CitySMITHVILLE
StateMO
Zip64089-9387
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBEG SW COR SEC, N110, E120, S110, W120 TO POB
Legal Range33W
Legal Township53N
Legal Section23
JurisdictionCLAY MO
Minor Civil DivisionPLATTE
Census Blockgroup3
Census Block3017
Census Tract22000

Owner

Source: Clay County records · APN 05-617-00-12-014.00

Assessment roll updated May 27, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address309 W SUMMIT ST, SMITHVILLE, MO 64089-9387
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 05, 2025Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA FEDERAL CREDIT UNION
Jun 07, 2022Deed of Trust, Mortgage · Line of Credit
COMMUNITYAMERICA CU
Feb 19, 2020Warranty Deed, Transfer · Conventional Mortgage
FIRST COMMUNITY MORTGAGE INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleFeb 19, 2020 · Amount on Record
Deed SaleFeb 19, 2020 · Amount on Record
Prior SaleDec 17, 2008
Deed Doc Number20205212
Deed Book / Page8609 / 45
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address309 W SUMMIT ST, SMITHVILLE, MO 64089-9387
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 W SUMMIT ST, SMITHVILLE, MO 64089-9387

Mortgage

Document Number0000031359
DateDec 05, 2025
Book Page10064/97
Instrument2025031359
Lender
NameCOMMUNITYAMERICA FEDERAL CREDIT UNION
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term299 Months
DueNov 15, 2050
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address309 W SUMMIT ST, SMITHVILLE, MO 64089-9387
Transaction TypeMortgage
Record UpdatedJun 13, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 W SUMMIT ST, SMITHVILLE, MO 64089-9387

Mortgage

Document Number0000018937
DateJun 07, 2022
Book Page9382/93
Instrument2022018937
Lender
NameCOMMUNITYAMERICA CU
TypeCredit Union
AddressLENEXA, KS 66219
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

February 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateFeb 19, 2020
Property Address309 W SUMMIT ST, SMITHVILLE, MO 64089-9387
Document Number0000005212
Book / Page8609 / 45
Instrument DateFeb 17, 2020
Instrument2020005212
Transaction TypeTransfer
Record UpdatedNov 25, 2021
Title CompanySTEWART TITLE CO

Transaction

Tax$0.00
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 W SUMMIT ST, SMITHVILLE, MO 64089-9387

Mortgage

Document Number0000005213
DateFeb 19, 2020
Instrument2020005213
Lender
NameFIRST COMMUNITY MORTGAGE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2050

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,716.00 (+14.1%)$24,110 (+10.65%)$126,895 (+10.65%)
2023$1,504.00 (+37.73%)$21,790$114,684
2019$1,092.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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