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306 W Summit St, Smithville, MO 64089 Property Records

Clay County property record for 306 W Summit St, Smithville, MO 64089 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,014 sqft · built 1958
Lot Size0.16 acres (6,970 sqft)
Owner2 Individual Names on File
Tax Bill$2,659 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN05-617-00-12-016.00

Property Details

APN / Parcel Number

Primary APN05-617-00-12-016.00
Alternative APNs
  • 0561700120160001
  • 5617001201600
  • 274720

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,014 sqft Living Area
Gross Area2,028 sqft
1st Floor Area1,014 sqft
Basement Area750 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Architectural StyleRaised Ranch
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area6,970 sqft (0.16 acres)
Lot Dimensions120 ft deep x 60 ft wide
Garage TypeAttached
Garage Area264 sqft
Parking Spaces1 Parking Space
Deck Area54 sqft
Patio Area198 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address306 W SUMMIT ST
CitySMITHVILLE
StateMO
Zip64089-9387
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBEG 170E & 40N OF SW COR SEC, E60, N120, W60, S120 TO POB
Legal Range33W
Legal Township53N
Legal Section23
JurisdictionCLAY MO
Township / Civil DivisionPLATTE
Census Block Group3
Census Block3020
Census Tract22000

Owner

Source: Clay County records · APN 05-617-00-12-016.00

Assessment roll updated May 27, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address306 W SUMMIT ST, SMITHVILLE, MO 64089-9387
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Mar 09, 2021Deed of Trust, Mortgage · Conventional Mortgage
THE JAMI D PRYOR REVOCABLE TRUST
Jul 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
FLAT BRANCH HOME LOANS INC
Jul 26, 2021Warranty Deed, Transfer
STEWART TITLE COMPANY-F, STEWART TITLE CO

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 26, 2021
Deed SaleJul 26, 2021
Prior SaleMar 04, 2021 · Amount on Record
Deed Document Number202132061
Deed Book / Page9123 / 139
Prior Transfer DateMay 21, 1999
Prior Transfer Doc0000050448
Record UpdatedSep 20, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address306 W SUMMIT ST, SMITHVILLE, MO 64089-9387
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009981
DateMar 09, 2021
Book Page8985/24
Instrument2021009981
Lender
NameTHE JAMI D PRYOR REVOCABLE TRUST
TypeNon-Lending Institution
AddressPARADISE VALLEY, AZ 85253
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term35 Months
DueFeb 01, 2024

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MO
Property Address306 W SUMMIT ST, SMITHVILLE, MO 64089-9387
Transaction TypeMortgage
Record UpdatedAug 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address306 W SUMMIT ST, SMITHVILLE, MO 64089-9387

Mortgage

Document Number0000032284
DateJul 27, 2021
Book Page9125/1
Instrument2021032284
Lender
NameFLAT BRANCH HOME LOANS INC
TypeMortgage Company
AddressCOLUMBIA, MO 65201
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 01, 2036

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MO
Recording DateJul 26, 2021
Property Address306 W SUMMIT ST, SMITHVILLE, MO 64089-9387
Document Number0000032061
Book / Page9123 / 139
Instrument DateJul 21, 2021
Instrument2021032061
Transaction TypeTransfer
Record UpdatedAug 16, 2022
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address306 W SUMMIT ST, SMITHVILLE, MO 64089-9387

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated May 27, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateMissouri
CountyClay County
MunicipalitySmithville City
Unified School DistrictSmithville R-II School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,659.00 (+16.62%)$37,370 (+13.17%)$196,684 (+13.17%)
2023$2,280.00 (+78.4%)$33,020$173,789
2019$1,278.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (29047C), updated May 10, 2018 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290470220003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies6 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimAug 2017, other causes

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 81 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
United Electric CooperativeFiber1,000 / 1,000
SpectrumCable1,000 / 1,000
Wisper ISPFixed Wireless (licensed-by-rule)400 / 30
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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