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309 W Main St, Denison, TX 75020 Property Records

Grayson County property record for 309 W Main St, Denison, TX 75020

Property Summary

Property TypeCommercial
Details2,600 sqft · built 1900
Lot Size0.068 acres (3,001 sqft)
OwnerIndividual Name on File
Tax Bill$16,588 (2024)
Deeds & MortgagesJun 2020 Mortgage
Feb 2019 Mortgage
Flood ZoneZone X (minimal risk)
APND016 3131422

Property Details

APN / Parcel Number

Primary APND016 3131422
Alternative APN
  • 143100

Interior

Building Area2,600 sqft Total Area

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 2015
Lot Area3,001 sqft (0.068 acres)
Lot Dimensions120 ft deep x 25 ft wide
Canopy100 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number143100
Old Parcel NumberD016 3131422
Street Address309 W MAIN ST
CityDENISON
StateTX
Zip75020-3124
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionOTP DENISON, BLOCK 48, LOT 28, 25 X 120, 3,000 SQ FT, ACRES .0689 25 X 120, 3,000 SQ FT
Legal SubdivisionOTP DENISON
Legal Block48
Legal Lot Number25,28 25
JurisdictionGRAYSON TX
Township / Civil DivisionEAST GRAYSON
Census Block Group1
Census Block1024
Census Tract502

Owner

309 W Main St, a commercial property, is owned by an individual who acquired it in February 2019.

Source: Grayson County records, as of October 20, 2025

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 76, DENISON, TX 75021-0076
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 16, 2020Deed of Trust, Mortgage
FIRST UNITED BK
Feb 6, 2019Quit Claim Deed, Mortgage
HEMPKINS PTRNS LTD

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2019
Deed SaleFeb 1, 2019
Deed Document Number2019-2670
Record UpdatedJun 7, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAYSON TX
Property Address309 W MAIN ST, DENISON, TX 75020-3124
Document Number0000014777
Instrument DateJun 16, 2020
Transaction TypeMortgage
Record UpdatedAug 4, 2020
Title CompanyGRAYSON COUNTY TITLE COMPANY, GRAYSON COUNTY TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 HOLLAND DR DENISON TX 750203626, DENISON, TX 75020-3626

Mortgage

Document Number0000014777
DateJun 18, 2020
Instrument14777
Lender
NameFIRST UNITED BK
TypeBank
AddressDENISON, TX 75020
Agreement
AmountAmount on Record

February 2019: Quit Claim Deed, Mortgage

Document TypeQuit Claim Deed
JurisdictionGRAYSON TX
Recording DateFeb 6, 2019
Property Address309 W MAIN ST, DENISON, TX 75020-3124
Document Number0000002670
Instrument DateFeb 1, 2019
Instrument2670
Transaction TypeMortgage
Record UpdatedFeb 22, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address400 HOLLAND DR DENISON TX 750203626, DENISON, TX 75020-3626

Mortgage

Document Number2671
DateFeb 6, 2019
Instrument2671
Lender
NameHEMPKINS PTRNS LTD
Address400 HOLLAND DR, DENISON, TX 75020-3626
Agreement
AmountAmount on Record

Tax Assessment & Valuation

Source: Grayson County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateTexas
CountyGrayson County
MunicipalityDenison City
Unified School DistrictDenison Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$717,957 Land $102,000 Building $615,957$717,957 Land $102,000 Building $615,957
2024$16,588.00
2023$595,000 Land $26,100 Building $568,900$595,000 Land $26,100 Building $568,900
2022$11,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 W Main St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 W Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF DENISON
serves 27,500 people · EPA ID TX0910003
Water SourceSurface water
Last State InspectionSep 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 296 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber		5,120 / 5,120
Sparklight
Fiber · Cable in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
TekWav
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Bluepeak, Nextlink, T-Mobile.

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