309 W Harding Rd, Springfield, OH 45504 Property Records

Clark County property record for 309 W Harding Rd, Springfield, OH 45504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,757 sqft · built 1950
Lot Size	0.206 acres (8,991 sqft)
Owner	Individual Name on Record
Last Sale	$200,000 (Feb 2022)
Tax Bill	$6,309 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`340-07-00036-301-004`

Property Details

APN / Parcel Number

Primary APN	`340-07-00036-301-004`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,757 sqft Living Area
Gross Area	1,785 sqft
1st Floor Area	1,086 sqft
Basement Area	247 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	8,991 sqft (0.206 acres)
Lot Dimensions	155 ft deep x 60 ft wide
View / Lot	Highway
Garage Type	Detached
Garage Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	28 sqft
Deck Area	248 sqft
Patio Area	248 sqft
Canopy	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 W HARDING RD
City	SPRINGFIELD
State	OH
Zip	45504-1347
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIDGEWOOD ALL 11316
Legal Subdivision	RIDGEWOOD
Legal Block	301
Legal Lot Number	4
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	4
Census Block	4002
Census Tract	3700

Owner

Source: Clark County records, as of October 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 W HARDING RD, SPRINGFIELD, OH 45504-1347
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · FHA Mortgage PRIMELENDING
Sep 21, 2020	Warranty Deed, Transfer · FHA Mortgage WESBANCO BANK INC
May 6, 2019	Warranty Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Sep 21, 2020 · Amount on Record
Deed Document Number	20222082
Deed Book / Page	2205 / 2513
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Feb 8, 2022
Property Address	309 W HARDING RD, SPRINGFIELD, OH 45504-1347
Document Number	0000002082
Book / Page	2205 / 2513
Map Reference	MB 8 PG 13
Instrument Date	Feb 2, 2022
Instrument	202200002082
Transaction Type	Transfer
Record Updated	Feb 17, 2022
Title Company	TEAM TITLE AND CLOSING SERVICES, TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W HARDING RD, SPRINGFIELD, OH 45504-1347

Mortgage

Document Number	0000002083
Date	Feb 8, 2022
Instrument	202200002083

Lender

Name	PRIMELENDING
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Sep 21, 2020
Property Address	309 W HARDING RD, SPRINGFIELD, OH 45504-1347
Document Number	0000013733
Book / Page	2178 / 1716
Map Reference	MB 8 PG 13
Instrument Date	Sep 15, 2020
Instrument	202000013733
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	TEAM TTL & CLOSING SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship

Mortgage

Document Number	0000013734
Date	Sep 21, 2020
Instrument	202000013734

Lender

Name	WESBANCO BANK INC
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	May 6, 2019
Property Address	309 W HARDING RD, SPRINGFIELD, OH 45504-1347
Document Number	0000005374
Book / Page	002156 / 004149
Instrument Date	May 2, 2019
Instrument	5374
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$145.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 W HARDING RD SPRINGFIELD OH 455041347, SPRINGFIELD, OH 45504-1347

Mortgage

Document Number	5375
Date	May 6, 2019
Book Page	002153/004151
Instrument	5375

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Clark County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
Municipality	Springfield City
Unified School District	Springfield City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,309.00 (+130.34%)	$71,830 (+29.75%) Land $17,680 Building $54,150	$205,220 (+29.75%) Land $50,500 Building $154,720
2024	$2,739.00 (+0.26%)
2023		$55,360 Land $15,400 Building $39,960
2022	$2,732.00		$158,170 Land $44,000 Building $114,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1980)
Most Recent Claim	Jun 1980 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD CITY PWS serves 60,680 people · EPA ID OH1204412
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Verizon.

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