309 Virgin St, Monterey, CA 93940 Property Records

Monterey County property record for 309 Virgin St, Monterey, CA 93940

Property Summary

Property Type	Single Family Home
Details	2 bd · 1.5 ba · 900 sqft · built 1986
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$685,000 (Jan 2022)
Tax Bill	$8,494 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-052-022-000`

Property Details

APN / Parcel Number

Primary APN	`013-052-022-000`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	900 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,500 sqft (0.057 acres)
Garage Area	200 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	309 VIRGIN ST
City	MONTEREY
State	CA
Zip	93940-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DEL MONTE GROVE LOT 12 BLK 10
Legal Subdivision	DEL MONTE GROVE
Legal Block	10
Legal Lot Number	12
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4000
Census Tract	13300

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 VIRGIN ST, MONTEREY, CA 93940-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 25, 2022 · Amount on Record
Deed Sale	Jan 25, 2022 · Amount on Record
Deed Document Number	20223819
Prior Transfer Date	Nov 11, 2004
Prior Transfer Doc	0000136403
Record Updated	Oct 29, 2026

January 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Jan 25, 2022
Property Address	309 VIRGIN ST, MONTEREY, CA 93940-3827
Document Number	0000003819
Map Reference	VOL 1 PG 31
Instrument Date	Jan 21, 2022
Instrument	2022003819
Transaction Type	Transfer
Record Updated	Feb 7, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 VIRGIN ST, MONTEREY, CA 93940-3827

Mortgage

Document Number	0000003820
Date	Jan 25, 2022
Instrument	2022003820

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$741,463 (+2%) Land $487,093 Building $254,370
2025	$8,494.00 (+11.15%)	$726,926 (+4.04%) Land $477,543 Building $249,383
2023	$7,642.00 (+311.97%)	$698,700 Land $459,000 Building $239,700
2022	$1,855.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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