301 Virgin St, Monterey, CA 93940 Property Records

Monterey County property record for 301 Virgin St, Monterey, CA 93940

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,220 sqft · built 1984
Lot Size	0.114 acres (4,995 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Feb 2022)
Tax Bill	$10,695 (2025)
Deeds & Mortgages	Nov 2025 Second Mortgage Feb 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`013-052-019-000`

Property Details

APN / Parcel Number

Primary APN	`013-052-019-000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,220 sqft Living Area
1st Floor Area	1,220 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2022
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	4,995 sqft (0.114 acres)
Garage Area	480 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Street Address	301 VIRGIN ST
City	MONTEREY
State	CA
Zip	93940-3827
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	DEL MONTE GROVE LOTS 7 & 8 BLK 10
Legal Subdivision	DEL MONTE GROVE
Legal Block	10
Legal Lot Number	7,8
Jurisdiction	MONTEREY CA
Township / Civil Division	SEASIDE-MONTEREY
Census Block Group	4
Census Block	4000
Census Tract	13300

Owner

301 Virgin St, a duplex, is owned and occupied by two individuals who bought it in February 2022.

Source: Monterey County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	301 VIRGIN ST, MONTEREY, CA 93940-3827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 13, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOFI BANK NA
Feb 28, 2022	Grant Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2022 · Amount on File
Deed Sale	Feb 28, 2022 · Amount on File
Deed Document Number	20229904
Prior Transfer Date	Nov 11, 2004
Prior Transfer Doc	0000136404
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	301 VIRGIN ST, MONTEREY, CA 93940-3827
Transaction Type	Mortgage
Record Updated	Nov 24, 2025
Title Company	UNKNOWN, SILK TITLE AND ESCROW FT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	301 VIRGIN ST, MONTEREY, CA 93940-3827

Mortgage

Document Number	0000042868
Date	Nov 13, 2025
Instrument	2025042868

Lender

Name	SOFI BANK NA
Type	Bank
Address	SALT LAKE CITY, UT 84121

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Dec 1, 2045

February 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MONTEREY CA
Recording Date	Feb 28, 2022
Property Address	301 VIRGIN ST, MONTEREY, CA 93940-3827
Document Number	0000009904
Map Reference	VOL 1 PG 31
Instrument Date	Feb 22, 2022
Instrument	2022009904
Transaction Type	Transfer
Record Updated	Mar 10, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	301 VIRGIN ST, MONTEREY, CA 93940-3827

Mortgage

Document Number	0000009905
Date	Feb 28, 2022
Instrument	2022009905

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 301 Virgin St was $10,695.

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Monterey City
Unified School District	Monterey Peninsula Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$929,829 (+2%) Land $541,216 Building $388,613
2025	$10,695.00	$911,598 Land $530,604 Building $380,994
2023	$9,036.00 (+752.45%)	$826,200 Land $510,000 Building $316,200
2022	$1,060.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 301 Virgin St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 301 Virgin St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM WATER COMPANY - MONTEREY private · serves 128,928 people · EPA ID CA2710004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 173 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250

May also be available: Verizon.

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