309 Valley Heights Dr, Oceanside, CA 92057 Property Records

San Diego County property record for 309 Valley Heights Dr, Oceanside, CA 92057

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,929 sqft · built 2007
Lot Size	0.277 acres (12,049 sqft)
Owner	2 Company Names on Record
Last Sale	$825,000 (Dec 2020)
Tax Bill	$9,952 (2025)
Deeds & Mortgages	May 2026 Sale Aug 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`158-261-05-00`

Property Details

APN / Parcel Number

Primary APN	`158-261-05-00`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Building Area	2,929 sqft Living Area

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Lot Area	12,049 sqft (0.277 acres)
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	309 VALLEY HEIGHTS DR
City	OCEANSIDE
State	CA
Zip	92057-7866
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE-B
Legal Description	LOT 5 TR 015109
Legal Subdivision	OCEAN HEIGHTS
Legal Tract	015109
Legal Block	1
Legal Lot Number	5
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1000
Census Tract	18524

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	309 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 13, 2026	Grant Deed, Transfer NONE LISTED ON DOCUMENT
Aug 24, 2017	Deed of Trust, Mortgage · ARM FLAGSTAR BANK FSB
Dec 15, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2020 · Amount on Record
Deed Sale	Dec 15, 2020 · Amount on Record
Prior Sale	May 6, 2010 · Amount on Record
Deed Document Number	2020802694
Last Transfer Date	May 7, 2026
Transfer Doc	0000136748
Record Updated	Oct 29, 2026

May 2026: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	May 13, 2026
Property Address	309 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866
Document Number	0000136748
Instrument Date	May 7, 2026
Instrument	2026136748
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Trust
Address	309 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	309 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	NEXTITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000386191
Date	Aug 24, 2017
Instrument	2017-0386191

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.29%
Adjustable	Adjustable Rate Rider
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	5.29%
Index	1-Month LIBOR
Max Rate	9.29%

December 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 15, 2020
Property Address	309 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866
Document Number	0000802694
Map Reference	MAP 15109
Instrument Date	Dec 3, 2020
Instrument	2020-0802694
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	309 VALLEY HEIGHTS DR, OCEANSIDE, CA 92057-7866

Mortgage

Document Number	0000802695
Date	Dec 15, 2020
Instrument	2020-0802695

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$910,862 (+2%) Land $267,024 Building $643,838
2025	$9,952.00 (+1.95%) Homeowner's exemption	$893,003 (+4.04%) Land $261,789 Building $631,214
2024	$9,762.00 (+3.19%)
2023	$9,460.00 (+1.56%) Homeowner's exemption	$858,328 Land $251,624 Building $606,704
2022	$9,315.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 332 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: GeoLinks, San Diego Broadband, T-Mobile.

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