309 Treetop Cir, Bear, DE 19701 Property Records

New Castle County property record for 309 Treetop Cir, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,084 sqft · built 2002
Lot Size0.18 acres (7,841 sqft)
Owner2 Individual Names on Record
Last Sale$213,490 (Mar 2002)
Tax Bill$3,235 (2025)
Deeds & MortgagesFeb 2018 Mortgage
May 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN12-013.00-044

Property Details

APN / Parcel Number

Primary APN12-013.00-044

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms7 Rooms
Stories2 Stories
Building Area2,084 sqft Living Area
1st Floor Area1,180 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address309 TREETOP CIR
CityBEAR
StateDE
Zip19701-1959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC21
Legal SubdivisionSUNSET MEADOWS
Legal Lot Number4
JurisdictionNEW CASTLE DE
Township / Civil DivisionRED LION
Census Block Group1
Census Block1000
Census Tract16401

Owner

Source: New Castle County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address309 TREETOP CIR, BEAR, DE 19701-1959
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2018Deed of Trust, Mortgage · VA Mortgage
NEW DAY FINANCIAL LLC
May 10, 2019Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 20, 2002 · Amount on Record
Deed SaleMar 20, 2002 · Amount on Record
Prior SaleJan 8, 2002 · Amount on Record
Deed Document Number200226629
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address309 TREETOP CIR, BEAR, DE 19701-1959
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006841
DateFeb 9, 2018
Instrument20180209-0006841
Lender
NameNEW DAY FINANCIAL LLC
TypeMortgage Company
AddressFULTON, MD 20759
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 1, 2048

May 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address309 TREETOP CIR, BEAR, DE 19701-1959
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000034764
DateMay 10, 2019
Instrument20190510-0034764
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,235.00 (+4.96%)$475,200 (+387.38%) Land $123,600 Building $351,600
2024$369,360
2023$3,082.00$97,500 Land $15,300 Building $82,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 78% of Delaware
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER DELAWARE, INC
private · serves 100,495 people · EPA ID DE0000564
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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