305 Treetop Cir, Bear, DE 19701 Property Records

New Castle County property record for 305 Treetop Cir, Bear, DE 19701

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,208 sqft · built 2003
Lot Size0.24 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$263,240 (May 2003)
Tax Bill$3,828 (2025)
Deeds & MortgagesMar 2026 Line of Credit
Dec 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN12-013.00-042

Property Details

APN / Parcel Number

Primary APN12-013.00-042

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms9 Rooms
Stories2 Stories
Building Area2,208 sqft Living Area
1st Floor Area1,162 sqft
Family RoomFamily Room
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2003
Effective Year BuiltEffective 2003
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.24 acres)
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Street Address305 TREETOP CIR
CityBEAR
StateDE
Zip19701-1959
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNC21
Legal SubdivisionSUNSET MEADOWS
Legal Lot Number2
JurisdictionNEW CASTLE DE
Township / Civil DivisionRED LION
Census Block Group1
Census Block1000
Census Tract16401

Owner

Source: New Castle County records, as of May 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address305 TREETOP CIR, BEAR, DE 19701-1959
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 4, 2026Deed of Trust, Mortgage · Line of Credit
CITIZENS BANK NA
Dec 4, 2017Deed of Trust, Mortgage · Line of Credit
SUN EAST FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 21, 2003 · Amount on Record
Deed SaleMay 21, 2003 · Amount on Record
Prior SaleMar 7, 2003 · Amount on Record
Deed Document Number200362553
Record UpdatedOct 29, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address305 TREETOP CIR, BEAR, DE 19701-1959
Transaction TypeMortgage
Record UpdatedMar 17, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 TREETOP CIR, BEAR, DE 19701-1959

Mortgage

Document Number0000016575
DateMar 4, 2026
Instrument20260304-0016575
Lender
NameCITIZENS BANK NA
TypeBank
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueMar 1, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEW CASTLE DE
Property Address305 TREETOP CIR, BEAR, DE 19701-1959
Transaction TypeMortgage
Record UpdatedJul 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000062810
DateDec 4, 2017
Instrument20171204-0062810
Lender
NameSUN EAST FCU
TypeCredit Union
AddressASTON, PA 19014
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueDec 3, 2037
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: New Castle County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateDelaware
CountyNew Castle County
Unified School DistrictColonial School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,828.00 (+10.29%)$562,300 (+412.11%) Land $123,600 Building $438,700
2024$389,340
2023$3,471.00$109,800 Land $15,900 Building $93,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 21, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 95% of Delaware
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER DELAWARE, INC
private · serves 100,495 people · EPA ID DE0000564
Water SourceSurface water
Last State InspectionApr 2024
Lead2 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber
2,300 / 2,300
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

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