251 Summit St, Richmond, KY 40475 Property Records

Madison County property record for 251 Summit St, Richmond, KY 40475

Property Summary

Property Type	Single Family Home
Details	2,820 sqft
Lot Size	0.227 acres (9,888 sqft)
Owner	Trust Name on Record
Tax Bill	$1,640 (2025)
Deeds & Mortgages	Oct 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`R006-0013-0013`

Property Details

APN / Parcel Number

Primary APN	`R006-0013-0013`
Alternative APNs	`135071` `97861` `65035`

Interior

Stories	1 Story
Building Area	2,820 sqft Living Area
1st Floor Area	1,530 sqft
Basement Area	1,530 sqft
Unfinished Basement	1,530 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Lot Area	9,888 sqft (0.227 acres)
Lot Dimensions	157 ft deep x 65 ft wide

Location & Zoning

Account Number	65035
Street Address	251 SUMMIT ST
City	RICHMOND
State	KY
Zip	40475-2159
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DESC
Jurisdiction	MADISON KY
Township / Civil Division	RICHMOND
Census Block Group	2
Census Block	2015
Census Tract	10400

Owner

Source: Madison County records, as of December 9, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	251 SUMMIT ST, RICHMOND, KY 40475-2159
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Oct 10, 2019
Transfer Doc	D00779/675
Record Updated	Jun 8, 2026

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MADISON KY
Recording Date	Oct 11, 2019
Property Address	251 SUMMIT ST, RICHMOND, KY 40475-2159
Document Number	D00779/675
Book / Page	D00779 / 675
Map Reference	MB 286 PG 233
Instrument Date	Oct 10, 2019
Instrument	2014000529
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	251 SUMMIT ST, 251, RICHMOND, KY 40475-2159

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	410 DEERFIELD LN, LOUISVILLE, KY 40207-2202

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Madison County
Municipality	Richmond City
Unified School District	Madison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,640.00 (+3.86%)	$174,000 (+6.88%)	$174,000 (+6.88%)
2023	$1,579.00 (-0.32%)	$162,800 (-)	$162,800 (-)
2022	$1,584.00	$162,800	$162,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RICHMOND UTILITIES serves 35,640 people · EPA ID KY0760370
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20