309 Summer Phlox Ln, Patterson, CA 95363 Property Records

Stanislaus County property record for 309 Summer Phlox Ln, Patterson, CA 95363

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,591 sqft · built 2005
Lot Size	0.155 acres (6,746 sqft)
Owner	2 Individual Names on File
Tax Bill	$6,845 (2026)
Deeds & Mortgages	Mar 2023 Mortgage Mar 2020 Loan Modification
Flood Zone	Zone X (moderate risk)
APN	`021-082-003-000`

Property Details

APN / Parcel Number

Primary APN	`021-082-003-000`
Alternative APN	`0218203000`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,591 sqft Living Area

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Construction Type	Wood
Lot Area	6,746 sqft (0.155 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 SUMMER PHLOX LN
City	PATTERSON
State	CA
Zip	95363-8323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PATTERSON GRDNS-SUNFLOWER ESTATES (42M24) LOT 31
Legal Subdivision	PATTERSON GARDENS 08
Legal Block	2
Legal Lot Number	31
Jurisdiction	STANISLAUS CA
Township / Civil Division	PATTERSON
Census Block Group	2
Census Block	2041
Census Tract	3203

Owner

309 Summer Phlox Ln is owned and occupied by two individuals who acquired it in September 2015.

Source: Stanislaus County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 SUMMER PHLOX LN, PATTERSON, CA 95363-8323
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 21, 2023	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 17, 2020	Loan Modification, Mortgage · Conventional Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 30, 2010
Deed Sale	Jun 30, 2010
Prior Sale	Jan 5, 2009 · Amount on File
Deed Document Number	201057449
Last Transfer Date	Sep 1, 2015
Transfer Doc	0000072754
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STANISLAUS CA
Property Address	309 SUMMER PHLOX LN, PATTERSON, CA 95363-8323
Transaction Type	Mortgage
Record Updated	Apr 4, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SUMMER PHLOX LN, PATTERSON, CA 95363-8323

Mortgage

Document Number	0000012573
Date	Mar 21, 2023
Instrument	2023-0012573

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Apr 1, 2050

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	STANISLAUS CA
Property Address	309 SUMMER PHLOX LN, PATTERSON, CA 95363-8323
Document Number	0000028841
Instrument Date	Mar 17, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SUMMER PHLOX LN PATTERSON CA 953638323, PATTERSON, CA 95363-8323

Mortgage

Document Number	0000028841
Date	Apr 24, 2020
Instrument	28841

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2050

Interest

Rate	3.87%

Tax Assessment & Valuation

The 2026 property tax bill for 309 Summer Phlox Ln was $6,845 with a homeowner's exemption, up 2.5% from the year before.

Source: Stanislaus County assessment roll, as of October 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Stanislaus County
Municipality	Patterson City
Unified School District	Patterson Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026	$6,845.00 (+2.55%) Homeowner's exemption	$256,121 (+2%) Land $65,667 Building $190,454
2025	$6,675.00 Homeowner's exemption	$251,100 Land $64,380 Building $186,720
2023	$6,571.00 (+4.48%) Homeowner's exemption	$241,351 Land $61,881 Building $179,470
2022	$6,289.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 309 Summer Phlox Ln in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 23, 2022

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Summer Phlox Ln is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · lower than 66% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PATTERSON serves 24,977 people · EPA ID CA5010017
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Ayera Technologies Fixed Wireless	1,000 / 500
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Frontier.

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