309 Sterling Lake Dr, Ocoee, FL 34761 Property Records

Orange County property record for 309 Sterling Lake Dr, Ocoee, FL 34761

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,984 sqft · built 1991
Lot Size	0.201 acres (8,775 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,380 (Oct 2021)
Tax Bill	$4,780 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`16-22-28-8039-00-170`

Property Details

APN / Parcel Number

Primary APN	`16-22-28-8039-00-170`
Alternative APNs	`282216803900170` `240742` `245580` `250153`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,984 sqft Living Area
Gross Area	2,453 sqft
1st Floor Area	1,984 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Exterior Material	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,775 sqft (0.201 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	28 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	309 STERLING LAKE DR
City	OCOEE
State	FL
Zip	34761-4014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD-LD
Legal Description	SILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 17
Legal Range	28E
Legal Township	22S
Legal Section	16
Legal Subdivision	SILVER GLEN PH 1 VILLAGE 2
Legal Phase	1
Legal Tract	8039
Legal Lot Number	17
Jurisdiction	ORANGE FL
Township / Civil Division	WINTER GARDEN-OCOEE
Census Block Group	1
Census Block	1028
Census Tract	15003

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	309 STERLING LAKE DR, OCOEE, FL 34761-4014
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 1, 2021 · Amount on Record
Deed Sale	Oct 1, 2021 · Amount on Record
Deed Document Number	2021601102
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ORANGE FL
Recording Date	Oct 1, 2021
Property Address	309 STERLING LAKE DR, OCOEE, FL 34761-4014
Document Number	20210601102
Map Reference	MB 25 PG 127
Instrument Date	Sep 30, 2021
Instrument	20210601102
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	ALPHA RELIABLE TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,380.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10122 STONEHENGE CIR APT 602, 10122, BOYNTON BEACH, FL 33437-3561

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	309 STERLING LAKE DR, OCOEE, FL 34761-4014

Mortgage

Document Number	20210601103
Date	Oct 1, 2021
Instrument	20210601103

Lender

Name	EQUITY RESOURCES INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Municipality	Ocoee City
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$301,616 (+4.61%)	$337,740 (+0.11%) Land $90,000 Building $247,740
2025	$4,780.00 (+6.89%) Homeowner's exemption	$288,331 (+5.99%)	$337,380 (+8.54%) Land $90,000 Building $247,380
2024	$4,472.00 (+3.42%)
2023	$4,324.00 (+3.22%) Homeowner's exemption	$272,044 (+3%)	$310,829 (+17.68%) Land $90,000 Building $220,829
2022	$4,189.00 Homeowner's exemption	$264,120 Land $75,000 Building $189,120	$264,120 Land $75,000 Building $189,120

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCOEE, CITY OF (2 WPS) serves 34,000 people · EPA ID FL3480204
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 146 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 50
T-Mobile Fixed Wireless	100 / 20