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304 Sterling Lake Dr, Ocoee, FL 34761 Property Records

Orange County property record for 304 Sterling Lake Dr, Ocoee, FL 34761 · Last verified May 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1993
Square Footage1,560 sqft Living Area
Lot Size7,564 sqft (0.174 acres)
OccupancyOwner Occupied
Last Sale$385,000 (2026)
Tax Bill$3,177.00 (2025)

Property Details

APN / Parcel Number

Primary APN16-22-28-8039-00-100
Alternative APNs
  • 282216803900100
  • 240733
  • 245571
  • 250144

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,560 sqft Living Area
Gross Area2,250 sqft Gross Area
1st Floor1,560 sqft 1st Floor
Stories1 Stories
Primary FlooringCarpet Flooring
Interior StructureWallboard/Drywall Interior Structure
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1993
Exterior MaterialConcrete Block Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,564 sqft (0.174 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area462 sqft Garage
Porch Area228 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air with Air Conditioning Heating
Heating FuelElectric Heating Fuel

Location & Zoning

Street Address304 STERLING LAKE DR
CityOCOEE
StateFL
Zip34761-4014
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSILVER GLEN PHASE 1 VILLAGE 2 25/127 LOT 10
Legal Range28E
Legal Township22S
Legal Section16
Legal SubdivisionSILVER GLEN PH 1 VILLAGE 2
Legal Phase1
Legal Tract8039
Legal Lot Number10
JurisdictionORANGE FL
Minor Civil DivisionWINTER GARDEN-OCOEE
Census Blockgroup1
Census Block1028
Census Tract15003

Owner

Source: Orange County records · APN 16-22-28-8039-00-100

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address304 STERLING LAKE DR, OCOEE, FL 34761-4014
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingMarried Woman as her Sole and Separate Property

Deeds, Mortgages & Sale History

DateDocument
Apr 02, 2026Warranty Deed, Transfer · Conventional Mortgage
ZILLOW HOME LOANS LLC
Jan 11, 2021Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HUD-HOUSING/URBAN DEV
Mar 22, 2017Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
HOMEBRIDGE FIN'L SVCS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 02, 2026 · Amount on Record
Deed SaleApr 02, 2026 · Amount on Record
Prior SaleJul 12, 2016 · Amount on Record
Deed Doc Number2026189965
Record RefreshedJun 08, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionORANGE FL
Recording DateApr 02, 2026
Property Address304 STERLING LAKE DR, OCOEE, FL 34761-4014
Document Number0000189965
Instrument DateApr 01, 2026
Instrument2026189965
Transaction TypeTransfer
Record UpdatedApr 22, 2026
Title CompanyFIRST SERVICE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$272,195.00
Amount AccuracyCalculated from Tax (Full/Partial Unknown)
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 STERLING LAKE DR, OCOEE, FL 34761-4014
InvestorPossibly a Property Investor

Mortgage

Document Number0000189966,
DateApr 02, 2026
Instrument2026189966
Lender
NameZILLOW HOME LOANS LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate TypeFixed Rate
Rate6.01%
Initial TypeFixed Rate
Max Rate-1%

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address304 STERLING LAKE DR, OCOEE, FL 34761-4014
Document Number0000052587
Instrument DateJan 11, 2021
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address304 STERLING LAKE DR OCOEE FL 347614014, OCOEE, FL 34761-4014

Mortgage

Document Number0000052587
DateJan 28, 2021
Instrument52587
Lender
NameHUD-HOUSING/URBAN DEV
Address451 7TH ST SW, WASHINGTON, DC 20410-0001
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term300 Months
DueJan 27, 2046

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address304 STERLING LAKE DR, OCOEE, FL 34761-4014
Document Number0000164333
Instrument DateMar 22, 2017
Transaction TypeMortgage
Record UpdatedApr 27, 2017
Title CompanyENTITLE INSURANCE COMPANY, ENTITLE INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address304 STERLING LAKE DR OCOEE FL 347614014, OCOEE, FL 34761-4014

Mortgage

Document Number0000164333
DateMar 28, 2017
Instrument164333
Lender
NameHOMEBRIDGE FIN'L SVCS INC
TypeFunding / Finance Company
AddressISELIN, NJ 08830
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
MunicipalityOcoee City
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$197,690 (+3.75%)$293,400 (-0.55%) Land $90,000 Building $203,400
2025$3,177.00 (+9.03%) Homeowner's exemption$190,545 (+5.99%)$295,010 (+8.89%) Land $90,000 Building $205,010
2024$2,914.00 (+3.55%)
2023$2,814.00 (+3.53%) Homeowner's exemption$179,782 (+3%)$270,916 (+19.18%) Land $90,000 Building $180,916
2022$2,718.00 Homeowner's exemption$174,546$227,318 Land $75,000 Building $152,318

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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