309 Spruce Dr, Mount Vernon, IL 62864 Property Records

Jefferson County property record for 309 Spruce Dr, Mount Vernon, IL 62864

Property Summary

Property TypeSingle Family Home
Lot Size0.177 acres (7,744 sqft)
OwnerIndividual Name on Record
Last Sale$89,000 (Jun 2022)
Tax Bill$1,526 (2025)
Deeds & MortgagesJun 2022 Sale & Mortgage
May 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN06-25-406-021

Property Details

APN / Parcel Number

Primary APN06-25-406-021

Exterior

Lot Area7,744 sqft (0.177 acres)

Location & Zoning

Street Address309 SPRUCE DR
CityMOUNT VERNON
StateIL
Zip62864-2327
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY HTS SUB II(L 90 - 156) LOT 132 LOAN NO 404296184
Legal SubdivisionCOUNTRY HTS SUB
Legal Lot Number132
JurisdictionJEFFERSON IL
Township / Civil DivisionSHILOH
Census Block Group3
Census Block3011
Census Tract50600

Owner

Source: Jefferson County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address309 SPRUCE DR, MOUNT VERNON, IL 62864-2327
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2022Warranty Deed, Transfer · Stand-Alone First Mortgage
PEOPLES NATIONAL BANK
May 6, 2019Deed, Transfer
Nov 21, 2017Quit Claim Deed, Transfer
Quitclaim

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 10, 2022 · Amount on Record
Deed SaleJun 10, 2022 · Amount on Record
Prior SaleMay 6, 2019 · Amount on Record
Deed Document Number20222356
Prior Transfer DateOct 12, 2017
Prior Transfer Doc201705328
Record UpdatedOct 29, 2026

June 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionJEFFERSON IL
Recording DateJun 10, 2022
Property Address309 SPRUCE DR, MOUNT VERNON, IL 62864-2327
Document Number0202202356
Instrument DateJun 3, 2022
Instrument202202356
Transaction TypeTransfer
Record UpdatedJul 5, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1001 S 23RD ST, MOUNT VERNON, IL 62864-4741

Mortgage

Document Number0202202357
DateJun 10, 2022
Instrument202202357
Lender
NamePEOPLES NATIONAL BANK
TypeBank
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Mortgage

Document Number0202202358
DateJun 10, 2022
Instrument202202358
Lender
NameILLINOIS HOUSING DEVELOPMENT AUTHORITY
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

May 2019: Deed, Transfer

Document TypeDeed
JurisdictionJEFFERSON IL
Recording DateMay 6, 2019
Property Address309 SPRUCE DR, MOUNT VERNON, IL 62864-2327
Document Number201901921
Instrument DateMay 2, 2019
Instrument201901921
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 2369, MOUNT VERNON, IL 62864-0046

November 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionJEFFERSON IL
Recording DateNov 21, 2017
Property Address309 SPRUCE DR, MOUNT VERNON, IL 62864-2327
Document Number201705328
Map ReferencePL 2 PG 74-75
Instrument DateOct 12, 2017
Instrument201705328
Transaction TypeTransfer
Record UpdatedJul 13, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address11511 E IL HIGHWAY 148, MOUNT VERNON, IL 62864-8210

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyJefferson County
County SubdivisionShiloh Township
MunicipalityMount Vernon City
Elementary School DistrictMount Vernon School District 80 (PK - 08)
Secondary School DistrictMount Vernon Township High School District 201 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,526.00 (+3.6%)$25,391 (+24.94%) Land $4,562 Building $20,829$76,173 (+24.94%) Land $13,686 Building $62,487
2024$1,473.00 (-22.02%)
2022$20,323 Land $4,141 Building $16,182$60,969 Land $12,423 Building $48,546
2021$1,889.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2010

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 79% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTHEAST MOUNT VERNON WATER COMPANY
private · serves 5,483 people · EPA ID IL0810010
Water SourcePurchased surface water from MOUNT VERNON
Last State InspectionMay 2023
Lead6 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30
Verizon
Fixed Wireless
300 / 20
GigFire
Fixed Wireless
150 / 130
T-Mobile
Fixed Wireless
100 / 20

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