Jefferson County property record for 305 Spruce Dr, Mount Vernon, IL 62864
| Property Type | Single Family Home |
|---|---|
| Details | 1,184 sqft · built 1955 |
| Lot Size | 0.166 acres (7,237 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $95,250 (May 2013) |
| Tax Bill | $1,510 (2025) |
| Deeds & Mortgages | Mar 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-25-406-022 |
| Primary APN | 06-25-406-022 |
|---|
| Stories | 1 Story |
|---|---|
| Building Area | 1,184 sqft Living Area |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1955 |
| Construction Type | Frame |
| Lot Area | 7,237 sqft (0.166 acres) |
| Street Address | 305 SPRUCE DR |
|---|---|
| City | MOUNT VERNON |
| State | IL |
| Zip | 62864-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY HTS SUB II(L 90 - 156) LOT 131 LOAN 220011020002250228022 |
| Legal Subdivision | COUNTRY HTS SUB |
| Legal Lot Number | 131 |
| Jurisdiction | JEFFERSON IL |
| Township / Civil Division | SHILOH |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 50600 |
305 Spruce Dr is owned and occupied by two individuals who bought it in May 2013.
Source: Jefferson County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 305 SPRUCE DR, MOUNT VERNON, IL 62864-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2013 · Amount on File |
| Deed Sale | May 24, 2013 · Amount on File |
| Prior Sale | Mar 10, 2009 · Amount on File |
| Deed Document Number | 20136247 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JEFFERSON IL |
| Property Address | 305 SPRUCE DR, MOUNT VERNON, IL 62864-2327 |
| Transaction Type | Mortgage |
| Record Updated | Apr 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0202301037 |
|---|---|
| Date | Mar 28, 2023 |
| Instrument | 202301037 |
| Name | USA RURAL HOUSING |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 253 Months |
| Due | Apr 1, 2044 |
The 2025 property tax bill for 305 Spruce Dr was $1,510 with a homeowner's exemption, up 3.6% from the year before.
Source: Jefferson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Jefferson County |
| County Subdivision | Shiloh Township |
| Municipality | Mount Vernon City |
| Elementary School District | Mount Vernon School District 80 (PK - 08) |
| Secondary School District | Mount Vernon Township High School District 201 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,510.00 (+3.64%) | $25,187 Land $4,263 Building $20,924 | $75,561 Land $12,789 Building $62,772 |
| 2024 | $1,457.00 | ||
| 2022 | $21,206 Land $3,870 Building $17,336 | $63,618 Land $11,610 Building $52,008 | |
| 2021 | $1,404.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 305 Spruce Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 17, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 305 Spruce Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 79% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHEAST MOUNT VERNON WATER COMPANY private · serves 5,483 people · EPA ID IL0810010 |
|---|---|
| Water Source | Purchased surface water from MOUNT VERNON |
| Last State Inspection | May 2023 |
| Lead | 6 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| T-Mobile Fixed Wireless | 100 / 20 |
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