Cleburne County property record for 309 Spring St, Fairfield Bay, AR 72088
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,284 sqft · built 1981 |
| Owner | Individual Name on File |
| Last Sale | $97,000 (Jun 2020) |
| Tax Bill | $169 (2025) |
| Deeds & Mortgages | May 2025 Mortgage Mar 2024 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-03805-000 |
| Primary APN | 600-03805-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| 1st Floor Area | 1,284 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Exterior Material | Other |
| Construction Type | Frame |
| Foundation Type | Closed Piers |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Driveway | Driveway |
| Driveway Area | 720 sqft |
| Porch | Glass Porch |
|---|---|
| Porch Area | 280 sqft |
| Deck Area | 63 sqft |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 309 SPRING ST |
|---|---|
| City | FAIRFIELD BAY |
| State | AR |
| Zip | 72088-4204 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT THREE HUNDRED EIGHTY THREE (383), BLOCK NINE (9), INDIAN HILLS, FAIRFIELD BAY, CLEBURNE COUNTY, ARKANSAS. LESS AND EXCEPT |
| Legal Range | 12 |
| Legal Township | 11 |
| Legal Section | 11 |
| Legal Subdivision | INDIAN HILLS |
| Legal Block | 9 |
| Legal Lot Number | 3 |
| Jurisdiction | CLEBURNE AR |
| Township / Civil Division | MORGAN |
| Census Block Group | 1 |
| Census Block | 1098 |
| Census Tract | 480201 |
Source: Cleburne County records · APN 600-03805-000
Assessment roll updated January 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 309 SPRING ST, FAIRFIELD BAY, AR 72088-4204 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2025 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Mar 08, 2024 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Jun 30, 2020 | Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 30, 2020 · Amount on Record |
| Deed Sale | Jun 30, 2020 · Amount on Record |
| Deed Document Number | 202003641 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Property Address | 309 SPRING ST, FAIRFIELD BAY, AR 72088-4204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|---|
| Address | 309 SPRING ST, FAIRFIELD BAY, AR 72088-4204 |
| Document Number | 0202502595 |
|---|---|
| Date | May 19, 2025 |
| Instrument | 202502595 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Apr 01, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Property Address | 309 SPRING ST, FAIRFIELD BAY, AR 72088-4204 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0202401186 |
|---|---|
| Date | Mar 08, 2024 |
| Instrument | 202401186 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | 1050 WOODWARD AVE, DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Recording Date | Jun 30, 2020 |
| Property Address | 309 SPRING ST, FAIRFIELD BAY, AR 72088-4204 |
| Document Number | 0202003641 |
| Instrument Date | Jun 29, 2020 |
| Instrument | 202003641 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | GENERAL LAND & TITLE SVCS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $320.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 265 DAVE CREEK PKWY, FAIRFIELD BAY, AR 72088-3106 |
| Name | Verified Name |
|---|---|
| Address | 309 SPRING ST, FAIRFIELD BAY, AR 72088-4204 |
| Investor | Possibly a Property Investor |
| Document Number | 0202003642 |
|---|---|
| Date | Jun 30, 2020 |
| Instrument | 202003642 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Cleburne County records · Assessment roll updated January 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Arkansas |
| County | Cleburne County |
| Municipality | Fairfield Bay City |
| Unified School District | West Side School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $169.00 (-38.32%) Homeowner's exemption | $30,828 (+41.92%) Land $400 Building $30,428 | $154,140 (+41.92%) Land $2,000 Building $152,140 |
| 2023 | $274.00 Homeowner's exemption | $21,722 Land $900 Building $20,822 | $108,610 Land $4,500 Building $104,110 |
Source: FEMA National Flood Hazard Layer as of February 16, 2006 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 48% of the US · above 57% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arkansas Telephone Company Fiber | 1,000 / 1,000 |
| Petit Jean Electric Cooperative Fiber | 1,000 / 1,000 |
May also be available: First Electric Cooperative.
Based on FCC filings for 17 locations within half a mile of this property.
5G (outdoors only) and 4G LTE
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COMMUNITY WATER SYSTEM serves 18,628 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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