Cleburne County property record for 108 Spring St, Fairfield Bay, AR 72088
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,326 sqft · built 1982 |
| Lot Size | 0.229 acres (10,006 sqft) |
| Owner | Individual Name on File |
| Last Sale | $134,000 (May 2022) |
| Tax Bill | $585 (2025) |
| Deeds & Mortgages | Oct 2021 Mortgage May 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 600-03351-000 |
| Primary APN | 600-03351-000 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,326 sqft Living Area |
| 1st Floor Area | 1,326 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,006 sqft (0.229 acres) |
| Garage Type | Attached |
| Garage Area | 621 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 1,440 sqft |
| Porch | Patio |
|---|---|
| Porch Area | 538 sqft |
| Deck Area | 168 sqft |
| Patio Area | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 108 SPRING ST |
|---|---|
| City | FAIRFIELD BAY |
| State | AR |
| Zip | 72088-4205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Range | 12 |
| Legal Township | 11 |
| Legal Section | 11 |
| Legal Subdivision | INDIAN HILLS |
| Legal Block | 8 |
| Legal Lot Number | 122 |
| Jurisdiction | CLEBURNE AR |
| Township / Civil Division | MORGAN |
| Census Block Group | 1 |
| Census Block | 1048 |
| Census Tract | 480201 |
Source: Cleburne County records · APN 600-03351-000
Assessment roll updated December 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 108 SPRING ST, FAIRFIELD BAY, AR 72088-4205 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 07, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SIMMONS BANK |
| May 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage MID-AMERICAN MORTGAGE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 26, 2022 · Amount on Record |
| Deed Sale | May 26, 2022 · Amount on Record |
| Prior Sale | Mar 24, 2008 · Amount on Record |
| Deed Document Number | 20223658 |
| Prior Transfer Date | Mar 07, 2008 |
| Prior Transfer Doc | 0200802268 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Property Address | 108 SPRING ST, FAIRFIELD BAY, AR 72088-4205 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0202107664 |
|---|---|
| Date | Oct 07, 2021 |
| Instrument | 202107664 |
| Name | SIMMONS BANK |
|---|---|
| Type | Bank |
| Address | PINE BLUFF, AR 71601 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Nov 01, 2036 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLEBURNE AR |
| Recording Date | May 26, 2022 |
| Property Address | 108 SPRING ST, FAIRFIELD BAY, AR 72088-4205 |
| Document Number | 0202203658 |
| Instrument Date | May 10, 2022 |
| Instrument | 202203658 |
| Transaction Type | Transfer |
| Record Updated | Dec 02, 2025 |
| Title Company | FIRST NATIONAL TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $442.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5120 ETNA RD, COLUMBUS, OH 43213-2532 |
| Name | Verified Name |
|---|---|
| Address | 108 SPRING ST, FAIRFIELD BAY, AR 72088-4205 |
| Document Number | 0202203659 |
|---|---|
| Date | May 26, 2022 |
| Instrument | 202203659 |
| Name | MID-AMERICAN MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
Source: Cleburne County records · Assessment roll updated December 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Arkansas |
| County | Cleburne County |
| Municipality | Fairfield Bay City |
| Unified School District | West Side School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $585.00 (-16.55%) Homeowner's exemption | $36,796 (+42.4%) Land $400 Building $36,396 | $183,980 (+42.4%) Land $2,000 Building $181,980 |
| 2023 | $701.00 Homeowner's exemption | $25,840 Land $900 Building $24,940 | $129,200 Land $4,500 Building $124,700 |
Source: FEMA National Flood Hazard Layer as of February 16, 2006 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Moderate above 51% of the US · above 63% of Arkansas |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arkansas Telephone Company Fiber | 1,000 / 1,000 |
| First Electric Cooperative Fiber | 1,000 / 1,000 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Petit Jean Electric Cooperative.
Based on FCC filings for 40 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COMMUNITY WATER SYSTEM serves 18,628 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 7 ppb (2026–2028) action level 15 ppb |
| Water Quality | Turbidity not recorded as resolved · Mar 2025 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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