309 School St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 309 School St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,908 sqft · built 1984
Lot Size	0.519 acres (22,591 sqft)
Owner	Individual Name on File
Tax Bill	$12,372 (2025)
Deeds & Mortgages	Nov 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`ACTO M:00H4 B:0076 L:0004`

Property Details

APN / Parcel Number

Primary APN	`ACTO M:00H4 B:0076 L:0004`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,908 sqft Living Area
Gross Area	3,820 sqft

Exterior

Year Built	Built 1984
Effective Year Built	Effective 1984
Architectural Style	Colonial
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	22,591 sqft (0.519 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	309 SCHOOL ST
City	ACTON
State	MA
Zip	01720-5403
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	76
Legal Lot Number	4
Jurisdiction	ACTON MA
Township / Civil Division	ACTON
Census Block Group	2
Census Block	2017
Census Tract	363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00H4 B:0076 L:0004

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 SCHOOL ST, ACTON, MA 01720-5403
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ACTON MA
Property Address	309 SCHOOL ST, ACTON, MA 01720-5403
Document Number	72002-390
Instrument Date	Nov 09, 2018
Transaction Type	Mortgage
Record Updated	Jan 02, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 SCHOOL ST ACTON MA 017205403, ACTON, MA 01720-5403

Mortgage

Document Number	72002-390
Date	Dec 13, 2018
Book Page	072002/000390
Instrument	9457

Lender

Name	CITIZENS BK/RI
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Acton Town
Unified School District	Acton-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,372.00 (+7.01%)	$721,400 (+4.01%) Land $315,800 Building $405,600	$705,945 (-4.84%)
2024	$11,562.00 (+0.36%)	$693,600 (+5.72%) Land $315,800 Building $377,800	$741,855
2023	$11,521.00	$656,100 Land $287,100 Building $369,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173631042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Cost	Premium on Record median of 1 individual NFIP policies nearby
Nearby Flood Policies	1 in force 1 of 1 on primary residences
Nearby Flood Claims	7 (1979–2010)
Claims Outside the SFHA	6 of 7
Most Recent Claim	Mar 2010, river or lake flooding, Severe Storms And Flooding
Flood Events	Severe Storms And Flooding (Mar 2010), 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.