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305 School St, Acton, MA 01720 Property Records

Middlesex County and Acton Town property record for 305 School St, Acton, MA 01720 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,252 sqft · built 1950
Lot Size0.465 acres (20,250 sqft)
OwnerIndividual Name on File
Last Sale$462,900 (Oct 2017)
Tax Bill$11,374 (2025)
Deeds & MortgagesMay 2026 Second Mortgage
Feb 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APNACTO M:00H4 B:0090 L:0000

Property Details

APN / Parcel Number

Primary APNACTO M:00H4 B:0090 L:0000

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Building Area1,252 sqft Living Area
Gross Area3,108 sqft Gross Area
Stories1 Story

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area20,250 sqft (0.465 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address305 SCHOOL ST
CityACTON
StateMA
Zip01720-5403
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionSOUTH ACTION
Legal Block90
JurisdictionACTON MA
Township / Civil DivisionACTON
Census Block Group2
Census Block2017
Census Tract363104

Owner

Source: Middlesex County and Acton Town records · APN ACTO M:00H4 B:0090 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address305 SCHOOL ST, ACTON, MA 01720-5403
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 12, 2026Deed of Trust, Mortgage · Stand-Alone Second Mortgage
METRO CREDIT UNION
Feb 09, 2021Deed of Trust, Mortgage · FHA Mortgage
LAKEVIEW LOAN SERVICING LLC
Mar 21, 2023Quit Claim Deed, Transfer
Quitclaim
Aug 31, 2019Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Oct 27, 2017Quit Claim Deed, Transfer · FHA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 27, 2017 · Amount on Record
Deed SaleOct 27, 2017 · Amount on Record
Prior SaleMay 11, 2016 · Amount on Record
Deed Document Number2017174884
Deed Book / Page70145 / 29
Last Transfer DateMar 20, 2023
Transfer Doc00081344-1
Record UpdatedSep 20, 2026

May 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Recording DateMay 12, 2026
Property Address305 SCHOOL ST, ACTON, MA 01720-5403
Document Number085582-333
Book / Page85582 / 333
Instrument DateMay 07, 2026
Instrument202653985
Transaction TypeMortgage
Record UpdatedJul 12, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SCHOOL ST, ACTON, MA 01720-5403

Mortgage

Document Number0000053985,
DateMay 12, 2026
Book Page85582/333
Instrument202653985
Lender
NameMETRO CREDIT UNION
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueJun 01, 2046
Interest
Rate6.37%
Max Rate-1%

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address305 SCHOOL ST, ACTON, MA 01720-5403
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number076917-468
DateFeb 09, 2021
Book Page76917/468
Instrument29469
Lender
NameLAKEVIEW LOAN SERVICING LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

March 2023: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateMar 21, 2023
Property Address305 SCHOOL ST, ACTON, MA 01720-5403
Document Number00081344-1
Book / Page81344 / 1
Instrument DateMar 20, 2023
Instrument27417
Transaction TypeTransfer
Record UpdatedApr 07, 2023

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SCHOOL ST, ACTON, MA 01720-5403

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionACTON MA
Property Address305 SCHOOL ST, ACTON, MA 01720-5403
Document Number73269-239
Instrument DateAug 31, 2019
Transaction TypeMortgage
Record UpdatedOct 02, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SCHOOL ST ACTON MA 017205403, ACTON, MA 01720-5403

Mortgage

Document Number73269-239
DateSep 12, 2019
Book Page073269/000239
Instrument138426
Lender
NameHUD-HOUSING/URBAN DEV
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueSep 11, 2049

October 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionACTON MA
Recording DateOct 27, 2017
Property Address305 SCHOOL ST, ACTON, MA 01720-5403
Document Number70145-29
Book / Page70145 / 29
Instrument174884
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$78.76
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 SCHOOL ST, ACTON, MA 01720-5403

Mortgage

Document Number701450034
DateOct 27, 2017
Instrument70145/0034
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 27, 2047

Tax Assessment & Valuation

Source: Middlesex County and Acton Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
County SubdivisionActon Town
Unified School DistrictActon-Boxborough Regional School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,374.00 (+5.44%)$663,200 (+2.49%) Land $313,700 Building $349,500$622,060 (-0.5%)
2024$10,787.00 (+4.78%)$647,100 (+10.37%) Land $313,700 Building $333,400$625,195
2023$10,295.00$586,300 Land $285,300 Building $301,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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