309 S 5th St, Festus, MO 63028 Property Records

Jefferson County property record for 309 S 5th St, Festus, MO 63028

Property Summary

Property Type	Single Family Home
Details	2 ba · 968 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on File
Last Sale	$114,046 (Sep 2024)
Tax Bill	$730 (2025)
Deeds & Mortgages	Mar 2022 Sale Mar 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`193.007.01007016`

Property Details

APN / Parcel Number

Primary APN	`193.007.01007016`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	968 sqft Living Area
1st Floor Area	968 sqft
Basement Area	392 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	198 ft deep x 100 ft wide
Porch	Open Frame Porch
Porch Area	60 sqft
Patio Area	32 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 S 5TH ST
City	FESTUS
State	MO
Zip	63028-2107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	SHEARLOCKS ADD LOT A
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	SHEARLOCKS ADD
Legal Block	2
Legal Lot Number	A
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2013
Census Tract	700900

Owner

309 S 5th St is owned and occupied by two individuals who bought it in September 2024.

Source: Jefferson County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	309 S 5TH ST, FESTUS, MO 63028-2107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Affidavit, Transfer
Mar 7, 2022	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
Sep 3, 2019	Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024 · Amount on File
Deed Sale	Sep 26, 2024 · Amount on File
Prior Sale	Mar 7, 2022 · Amount on File
Deed Document Number	202424130
Prior Transfer Date	Feb 28, 2022
Prior Transfer Doc	0000007537
Record Updated	Oct 29, 2026

March 2022: Affidavit, Transfer

Document Type	Affidavit
Jurisdiction	JEFFERSON MO
Recording Date	Mar 7, 2022
Property Address	309 S 5TH ST, FESTUS, MO 63028-2107
Document Number	0000007536
Map Reference	DOC 2019P-000102
Instrument Date	Feb 28, 2022
Instrument	2022R-007536
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	13601 MOUNT OLIVE RD, DE SOTO, MO 63020-5032

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Mar 7, 2022
Property Address	309 S 5TH ST, FESTUS, MO 63028-2107
Document Number	0000007539
Map Reference	DOC 2019P-000102
Instrument Date	Feb 28, 2022
Instrument	2022R-007539
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	CONTINENTAL, CONTINENTAL TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	13601 MOUNT OLIVE RD, 13601, DE SOTO, MO 63020-5032

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 S 5TH ST, FESTUS, MO 63028-2107

Mortgage

Document Number	0000007540
Date	Mar 7, 2022
Instrument	2022R-007540

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2052

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 3, 2019
Property Address	309 S 5TH ST, FESTUS, MO 63028-2107
Document Number	0000026457
Instrument Date	Aug 29, 2019
Instrument	26457
Transaction Type	Transfer
Record Updated	Sep 17, 2019
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	733 VFW DR FESTUS MO 630283706, FESTUS, MO 63028-3706

Tax Assessment & Valuation

The 2025 property tax bill for 309 S 5th St was $730, up 4% from the year before.

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$21,600 (+62.41%) Land $1,300 Building $20,300	$114,000 (+62.16%) Land $6,900 Building $107,100
2025	$730.00 (+3.99%)	$13,300 Land $1,300 Building $12,000	$70,300 (-) Land $6,900 Building $63,400
2024	$702.00 (+0.57%)		$70,300 (+7.49%) Land $6,900 Building $63,400
2023	$698.00	$12,400 Land $1,300 Building $11,100	$65,400 Land $6,900 Building $58,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 S 5th St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 S 5th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

Nearby Properties on S 5th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures