304 S 5th St, Festus, MO 63028 Property Records

Jefferson County property record for 304 S 5th St, Festus, MO 63028

Property Summary

Property Type	Condominium
Details	2 ba · 1,064 sqft · built 2005
Lot Size	0.014 acres (611 sqft)
Owner	Company Name on Record
Last Sale	$97,755 (Sep 2023)
Tax Bill	$900 (2025)
Deeds & Mortgages	Sep 2023 Line of Credit Sep 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`19-3.0-07.0-1-011-001.06`

Property Details

APN / Parcel Number

Primary APN	`19-3.0-07.0-1-011-001.06`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Living Area
1st Floor Area	608 sqft
Basement Area	456 sqft
Finished Basement	456 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Condo/Apartment
Construction Type	Frame
Lot Area	611 sqft (0.014 acres)

Exterior Amenities

Porch	Open Frame Porch
Porch Area	24 sqft
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	304 S 5TH ST
City	FESTUS
State	MO
Zip	63028-2170
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SOUTH MILL CONDOS 2 AMEND BLDG 200B UNIT 304
Legal Range	6E
Legal Township	40N
Legal Section	07
Legal Subdivision	SOUTH MILL
Legal Block	2
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	2
Census Block	2021
Census Tract	700900

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	3752 US HIGHWAY 61, FESTUS, MO 63028-5012
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2023	Warranty Deed, Transfer · Line of Credit CARROLLTON BANK
Sep 29, 2021	Intrafamily Transfer, Transfer · Line of Credit BELGRADE STATE BANK
Jan 22, 2021	Deed of Trust, Mortgage · Line of Credit BELGRADE ST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 28, 2023 · Amount on Record
Deed Sale	Sep 28, 2023 · Amount on Record
Prior Sale	Sep 29, 2021 · Amount on Record
Deed Document Number	202324571
Prior Transfer Date	Jun 11, 2021
Prior Transfer Doc	0000026000
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Sep 28, 2023
Property Address	304 S 5TH ST, FESTUS, MO 63028-2170
Document Number	0000024571
Map Reference	MB 244 PG 8
Instrument Date	Sep 26, 2023
Instrument	2023R-024571
Transaction Type	Transfer
Record Updated	Apr 3, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4318 LOCKEPORT LNDG, HILLSBORO, MO 63050-3629

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3752 US HIGHWAY 61, FESTUS, MO 63028-5012

Mortgage

Document Number	0000024572
Date	Sep 28, 2023
Instrument	2023R-024572

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON MO
Recording Date	Sep 29, 2021
Property Address	304 S 5TH ST, FESTUS, MO 63028-2170
Document Number	2021R042859
Map Reference	MB 244 PG 8
Instrument Date	Sep 27, 2021
Instrument	2021R-042859
Transaction Type	Transfer
Record Updated	Oct 13, 2021
Title Company	CONTINENTAL, CONTINENTAL TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	47 OXFORD DR, 47, WASHINGTON, MO 63090-4609

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	304 S 5TH ST, FESTUS, MO 63028-2170

Mortgage

Document Number	2021R042860
Date	Sep 29, 2021
Instrument	2021R-042860

Lender

Name	BELGRADE STATE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Sep 21, 2036

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	304 S 5TH ST, FESTUS, MO 63028-2170
Document Number	0000003697
Instrument Date	Jan 22, 2021
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1221 VICTORIA XING FESTUS MO 630285805, FESTUS, MO 63028-5805

Mortgage

Document Number	0000003697
Date	Jan 26, 2021
Instrument	3697

Lender

Name	BELGRADE ST BK
Type	Bank
Address	POTOSI, MO 63664

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2036

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Festus City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,400 (-) Land $100 Building $16,300	$86,400 (-) Land $500 Building $85,900
2025	$900.00 (+5.39%)	$16,400 (+8.61%) Land $100 Building $16,300	$86,400 (-) Land $500 Building $85,900
2024	$854.00 (+0.47%)		$86,400 (+8.68%) Land $500 Building $85,900
2023	$850.00	$15,100 Land $100 Building $15,000	$79,500 Land $500 Building $79,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	113 (1979–2018)
Claims Outside the SFHA	29 of 113
Most Recent Claim	Sep 2018 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, May 2009 · 9 claims Severe Storms, Tornadoes, Hail, Flooding, May 1995 · 18 claims Severe Storms & Flooding, Sep 1993 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 471 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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