309 Ridgewater Way, Cataula, GA 31804 Property Records

Harris County property record for 309 Ridgewater Way, Cataula, GA 31804

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,890 sqft · built 1996
Lot Size0.83 acres (36,155 sqft)
Owner2 Individual Names on File
Last Sale$250,500 (Oct 2021)
Tax Bill$3,461 (2025)
Deeds & MortgagesOct 2021 Sale & Mortgage
Aug 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN048 113

Property Details

APN / Parcel Number

Primary APN048 113
Alternative APN
  • 6545

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area1,890 sqft Heated Area
1st Floor Area1,890 sqft
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1996
Effective Year BuiltEffective 2016
Exterior MaterialWood
Construction TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area36,155 sqft (0.83 acres)
TerrainRolling
Garage Area550 sqft

Exterior Amenities

Pool Area512 sqft
PorchPorch
Porch Area264 sqft
Deck AreaDeck Area
Patio Area228 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number6545
Street Address309 RIDGEWATER WAY
CityCATAULA
StateGA
Zip31804-2031
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code001
Legal DescriptionLOT 12 SPRING CREEK SUBD
Legal SubdivisionSPRING CREEK
Legal Lot Number12
JurisdictionHARRIS GA
Township / Civil DivisionWAVERLY HALL
Census Block Group2
Census Block2021
Census Tract120401

Owner

309 Ridgewater Way is owned and occupied by two individuals who bought it in October 2021.

Source: Harris County records, as of December 11, 2025

Owner of Record2 Individual Names on File
Mailing Address309 RIDGEWATER WAY, CATAULA, GA 31804-2031
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2021Warranty Deed, Transfer · Conventional Mortgage
ENVOY MORTGAGE
Aug 16, 2021Warranty Deed, Transfer · Conventional Mortgage
PARADYME SECURED ICOME FUND SPE I

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 8, 2021 · Amount on File
Deed SaleOct 8, 2021 · Amount on File
Prior SaleAug 16, 2021 · Amount on File
Deed Document Number20211850
Deed Book / Page1982 / 22
Prior Transfer DateSep 29, 2004
Prior Transfer Doc0765000072
Record UpdatedSep 20, 2026

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS GA
Recording DateOct 8, 2021
Property Address309 RIDGEWATER WAY, CATAULA, GA 31804-2031
Document Number0001982/22
Book / Page1982 / 22
Instrument DateOct 8, 2021
Instrument2021-001850
Transaction TypeTransfer
Record UpdatedAug 4, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1460 BIGGERS RD, COLUMBUS, GA 31904-1200

Mortgage

Document Number0000001982/0000000023
DateOct 13, 2021
Book Page0000001982/0000000023
Lender
NameENVOY MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2051

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS GA
Recording DateAug 16, 2021
Property Address309 RIDGEWATER WAY, CATAULA, GA 31804-2031
Document Number001958/209
Book / Page1958 / 209
Instrument DateAug 16, 2021
Instrument2021-001544
Transaction TypeTransfer
Record UpdatedNov 5, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address320 MAPLE LAKES DR # 1106, 1106, CATAULA, GA 31804-3473

Mortgage

Document Number0000001958/0000000224
DateAug 23, 2021
Book Page0000001958/0000000224
Lender
NamePARADYME SECURED ICOME FUND SPE I
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term12 Months
DueJan 1, 2022

Tax Assessment & Valuation

The 2025 property tax bill for 309 Ridgewater Way was $3,461 with a homeowner's exemption.

Source: Harris County assessment roll, as of December 11, 2025

Property Jurisdictions

TypeName
StateGeorgia
CountyHarris County
Unified School DistrictHarris County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,461.00 Homeowner's exemption$119,543 Land $12,500 Building $107,043$298,858 Land $31,250 Building $267,608
2023$2,715.00 (-1.99%) Homeowner's exemption$100,234 Land $12,500 Building $87,734$250,585 Land $31,250 Building $219,335
2022$2,770.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Ridgewater Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (2009–2015)
Claims Outside the SFHA1 of 2
Most Recent ClaimDec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Ridgewater Way is moderate, ranking above 47% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · above 53% of Georgia
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50

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