248 Ridgewater Way, Cataula, GA 31804 Property Records

Harris County property record for 248 Ridgewater Way, Cataula, GA 31804

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,493 sqft · built 1996
Lot Size	0.78 acres (33,977 sqft)
Owner	2 Individual Names on File
Last Sale	$171,000 (Aug 2009)
Tax Bill	$2,286 (2025)
Deeds & Mortgages	Sep 2020 Second Mortgage Sep 2021 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`048 115`

Property Details

APN / Parcel Number

Primary APN	`048 115`
Alternative APN	`6547`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,493 sqft Heated Area
1st Floor Area	1,493 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Effective Year Built	Effective 2013
Exterior Material	Composition/Composite
Construction Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	33,977 sqft (0.78 acres)
Terrain	Rolling
Garage Type	Detached
Garage Area	560 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	90 sqft
Deck Area	432 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	6547
Street Address	248 RIDGEWATER WAY
City	CATAULA
State	GA
Zip	31804-2028
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	001
Legal Description	LOT 14 SPRING CREEK SUBD
Legal Subdivision	SPRING CREEK
Legal Lot Number	14
Jurisdiction	HARRIS GA
Township / Civil Division	WAVERLY HALL
Census Block Group	2
Census Block	2021
Census Tract	120401

Owner

248 Ridgewater Way is owned and occupied by two individuals who acquired it in September 2021.

Source: Harris County records, as of December 11, 2025

Owner of Record	2 Individual Names on File
Mailing Address	248 RIDGEWATER WAY, CATAULA, GA 31804-2028
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage SOUTHERN RESIDENTIAL LENDING
Sep 2, 2021	Warranty Deed, Transfer
Sep 9, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2009 · Amount on File
Deed Sale	Aug 12, 2009 · Amount on File
Prior Sale	May 1, 2008 · Amount on File
Deed Document Number	2009953
Deed Book / Page	1101 / 17
Last Transfer Date	Sep 2, 2021
Transfer Doc	001966/270
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRIS GA
Property Address	248 RIDGEWATER WAY, CATAULA, GA 31804-2028
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 RIDGEWATER WAY, CATAULA, GA 31804-2028

Mortgage

Document Number	0000001775/0000000071
Date	Sep 9, 2020
Book Page	0000001775/0000000071

Lender

Name	SOUTHERN RESIDENTIAL LENDING

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2050

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Sep 2, 2021
Property Address	248 RIDGEWATER WAY, CATAULA, GA 31804-2028
Document Number	1966/270
Book / Page	1966 / 270
Instrument Date	Sep 2, 2021
Instrument	2021-001669
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 RIDGEWATER WAY, CATAULA, GA 31804-2028

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HARRIS GA
Recording Date	Sep 9, 2020
Property Address	248 RIDGEWATER WAY, CATAULA, GA 31804-2028
Document Number	1775/70
Book / Page	1775 / 70
Instrument Date	Sep 9, 2020
Instrument	2020-001355
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	248 RIDGEWATER WAY, CATAULA, GA 31804-2028

Tax Assessment & Valuation

The 2025 property tax bill for 248 Ridgewater Way was $2,286 with a homeowner's exemption.

Source: Harris County assessment roll, as of December 11, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Harris County
Unified School District	Harris County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,286.00 Homeowner's exemption	$83,105 Land $10,000 Building $73,105	$207,762 Land $25,000 Building $182,762
2023	$2,064.00 (-1.43%) Homeowner's exemption	$75,777 Land $10,000 Building $65,777	$189,442 Land $25,000 Building $164,442
2022	$2,094.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 248 Ridgewater Way in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 13, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2009–2015)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 248 Ridgewater Way is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · above 73% of Georgia
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 88 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

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