309 Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 309 Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Rural Home
Details	5 bd · 2.5 ba · 1,200 sqft · built 1979
Lot Size	10 acres (435,600 sqft)
Owner	Individual Name on Record
Last Sale	$400,000 (Aug 2020)
Tax Bill	$1,808 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Aug 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`3027.362000240`

Property Details

APN / Parcel Number

Primary APN	`3027.362000240`
Alternative APN	`R0013563`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,200 sqft Living Area
Basement Area	1,200 sqft
Finished Basement	1,080 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	435,600 sqft (10 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	944 sqft
Deck Area	110 sqft
Patio Area	291 sqft
Shed	1 Shed
Shed Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0013563
Street Address	309 RIDGE RD
City	DIVIDE
State	CO
Zip	80814-9647
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A1
Legal Description	36-12-70 PT NW4
Legal Range	70W
Legal Township	12S
Legal Section	36
Legal Subdivision	COLORADO RANCH
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1073
Census Tract	10111

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	309 RIDGE RD, DIVIDE, CO 80814-9647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 15, 2018	Deed of Trust, Mortgage · Commercial Mortgage UMB BANK NA
Aug 7, 2020	Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA
May 23, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 7, 2020 · Amount on Record
Deed Sale	Aug 7, 2020 · Amount on Record
Prior Sale	Jun 30, 1995 · Amount on Record
Deed Document Number	2020728111
Record Updated	Oct 29, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TELLER CO
Property Address	309 RIDGE RD, DIVIDE, CO 80814-9647
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000710953
Date	Oct 15, 2018
Instrument	710953

Lender

Name	UMB BANK NA
Type	Bank
Address	COLORADO SPRINGS, CO 80906

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Aug 7, 2020
Property Address	309 RIDGE RD, DIVIDE, CO 80814-9647
Document Number	0000728111
Instrument Date	Jul 30, 2020
Instrument	728111
Transaction Type	Transfer
Record Updated	Mar 7, 2022
Title Company	FIRST AMERICAN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	309 RIDGE RD, DIVIDE, CO 80814-9647

Mortgage

Document Number	0000728112
Date	Aug 7, 2020
Instrument	728112

Lender

Name	NBH BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2050

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	TELLER CO
Recording Date	May 23, 2019
Property Address	309 RIDGE RD, DIVIDE, CO 80814-9647
Document Number	0000716032
Instrument Date	May 8, 2019
Instrument	716032
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	309 RIDGE RD DIVIDE CO 808149647, DIVIDE, CO 80814-9647

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,808.00 (+2.15%)	$27,410 (-3.72%) Land $3,131 Building $24,279
2024	$1,770.00 (+4.92%)	$28,470 (-) Land $2,780 Building $25,690	$437,465 (-8.68%) Land $49,976 Building $387,489
2023	$1,687.00 (+48.77%)	$28,470 (+40.66%) Land $2,840 Building $25,630	$479,040 (+65.06%) Land $46,778 Building $432,262
2022	$1,134.00	$20,240 Land $2,700 Building $17,540	$290,224 Land $37,917 Building $252,307

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 87% of the US · above 91% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
TellerWifi Fixed Wireless	60 / 20

May also be available: CenturyLink, Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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