286 Ridge Rd, Divide, CO 80814 Property Records

Teller County property record for 286 Ridge Rd, Divide, CO 80814

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 768 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$525,000 (Mar 2024)
Tax Bill	$1,804 (2025)
Deeds & Mortgages	Mar 2024 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3029.191050020`

Property Details

APN / Parcel Number

Primary APN	`3029.191050020`
Alternative APN	`R0013709`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	768 sqft Living Area
Basement Area	1,062 sqft
Finished Basement	1,062 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 2023
Architectural Style	Raised Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	557 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	40 sqft
Deck Area	55 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace

Location & Zoning

Account Number	R0013709
Street Address	286 RIDGE RD
City	DIVIDE
State	CO
Zip	80814-9633
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L40 SPRING VALLEY 5
Legal Range	69W
Legal Township	12S
Legal Section	19
Legal Subdivision	SPRING VALLEY 1-10
Legal Lot Number	40
Jurisdiction	TELLER CO
Township / Civil Division	DIVIDE
Census Block Group	1
Census Block	1066
Census Tract	10111

Owner

Source: Teller County records, as of April 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	286 RIDGE RD, DIVIDE, CO 80814-9633
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2024 · Amount on Record
Deed Sale	Mar 4, 2024 · Amount on Record
Prior Sale	Nov 1, 2010 · Amount on Record
Deed Document Number	2024764495
Record Updated	Jun 8, 2026

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TELLER CO
Recording Date	Mar 4, 2024
Property Address	286 RIDGE RD, DIVIDE, CO 80814-9633
Document Number	0000764495
Instrument Date	Mar 1, 2024
Instrument	764495
Transaction Type	Transfer
Record Updated	Mar 15, 2024
Title Company	EQUITABLE TITLE AGENCY INC, EQUITABLE TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$52.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	286 RIDGE RD, DIVIDE, CO 80814-9633

Mortgage

Document Number	0000764496
Date	Mar 4, 2024
Instrument	764496

Lender

Name	PLUM CREEK FUNDING INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

Tax Assessment & Valuation

Source: Teller County assessment roll, as of April 16, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Teller County
Unified School District	Woodland Park School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,804.00 (+17.37%)	$27,340 (+10.55%) Land $3,792 Building $23,548
2024	$1,537.00 (+4.91%)	$24,730 (-) Land $3,233 Building $21,497	$437,545 (+3.14%) Land $60,686 Building $376,859
2023	$1,465.00 (+26.08%)	$24,730 (+19.24%) Land $3,230 Building $21,500	$424,219 (+42.18%) Land $55,461 Building $368,758
2022	$1,162.00	$20,740 Land $2,890 Building $17,850	$298,375 Land $41,608 Building $256,767

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 18, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 93% of the US · above 96% of Colorado
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VALLEY MAINT CORP NO 1 private · serves 470 people · EPA ID CO0160550
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	3 ppb (2026) action level 15 ppb
Copper	1.46 mg/L (2026) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jul 2025 No certified operator Nov 2023
Monitoring and Reporting	61 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 109 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	100 / 10

May also be available: AT&T, Verizon, Vero Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Rd

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