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  5. Raven Rd

309 Raven Rd, Stephens City, VA 22655 Property Records

Frederick County property record for 309 Raven Rd, Stephens City, VA 22655

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,560 sqft · built 1989
Lot Size0.24 acres (10,589 sqft)
Owner2 Individual Names on File
Last Sale$314,900 (Aug 2020)
Tax Bill$1,943 (2026)
Deeds & MortgagesSep 2022 Second Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN75E3-2-129

Property Details

APN / Parcel Number

Primary APN75E3-2-129
Alternative APN
  • 8028712

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,560 sqft Living Area
Gross Area3,656 sqft
1st Floor Area864 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 2012
Exterior MaterialBrick
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area10,589 sqft (0.24 acres)
PorchPorch
Porch Area36 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number8028712
Street Address309 RAVEN RD
CitySTEPHENS CITY
StateVA
Zip22655-2474
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRP
Legal Subdivision4
JurisdictionFREDERICK VA
Township / Civil DivisionOPEQUON
Census Block Group3
Census Block3009
Census Tract50807

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address309 RAVEN RD, STEPHENS CITY, VA 22655-2474
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 7, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SECRETARY OF HOUSING AND URBAN DEVELOPME
Aug 31, 2020Warranty Deed, Transfer · FHA Mortgage
CBM MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 31, 2020 · Amount on File
Deed SaleAug 31, 2020 · Amount on File
Prior SaleAug 19, 2015 · Amount on File
Deed Document Number202011550
Prior Transfer DateJan 12, 2005
Prior Transfer Doc0500001916
Record UpdatedSep 20, 2026

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK VA
Property Address309 RAVEN RD, STEPHENS CITY, VA 22655-2474
Transaction TypeMortgage
Record UpdatedSep 28, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000011226
DateSep 7, 2022
Instrument220011226
Lender
NameSECRETARY OF HOUSING AND URBAN DEVELOPME
Agreement
TypeStand-Alone Second Mortgage
AmountAmount on Record
Term336 Months
DueSep 1, 2050
Interest
Rate TypeFixed Rate

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFREDERICK VA
Recording DateAug 31, 2020
Property Address309 RAVEN RD, STEPHENS CITY, VA 22655-2474
Document Number0000011550
Instrument DateAug 28, 2020
Instrument200011550
Transaction TypeTransfer
Record UpdatedMay 28, 2021
Title CompanyTLC SETTLEMENTS LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address309 RAVEN RD, STEPHENS CITY, VA 22655-2474

Mortgage

Document Number0000011551
DateAug 31, 2020
Instrument200011551
Lender
NameCBM MORTGAGE INC
Agreement
TypeFHA Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,943.00 (+10.4%)$366,660 Land $88,000 Building $278,660$366,660 Land $88,000 Building $278,660
2025$1,760.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250

May also be available: Glo Fiber.

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