302 Raven Rd, Stephens City, VA 22655 Property Records

Frederick County property record for 302 Raven Rd, Stephens City, VA 22655

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 878 sqft · built 1989
Lot Size	0.27 acres (11,653 sqft)
Owner	2 Company Names on Record
Tax Bill	$1,482 (2026)
Deeds & Mortgages	Mar 2026 Transfer Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75E3-2-95`

Property Details

APN / Parcel Number

Primary APN	`75E3-2-95`
Alternative APN	`8028678`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	878 sqft Living Area
Gross Area	2,078 sqft
1st Floor Area	878 sqft
Basement Area	878 sqft
Finished Basement	878 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2005
Architectural Style	Split Foyer
Exterior Material	Brick
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	11,653 sqft (0.27 acres)
Porch	Porch
Porch Area	42 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	8028678
Street Address	302 RAVEN RD
City	STEPHENS CITY
State	VA
Zip	22655-2471
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RP
Legal Description	GREENBRIAR VILLAGE L95 S2
Legal Subdivision	GREENBRIAR
Legal Lot Number	95
Jurisdiction	FREDERICK VA
Township / Civil Division	OPEQUON
Census Block Group	3
Census Block	3010
Census Tract	50807

Owner

Source: Frederick County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	302 RAVEN RD, STEPHENS CITY, VA 22655-2471
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2026	Intrafamily Transfer, Transfer
Jun 4, 2018	Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC
Apr 24, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORPORATION
Jan 7, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance FREEDOM MORTGAGE CORPORATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 18, 2026
Transfer Doc	0000002633
Record Updated	Sep 20, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FREDERICK VA
Recording Date	Mar 20, 2026
Property Address	302 RAVEN RD, STEPHENS CITY, VA 22655-2471
Document Number	0000002633
Instrument Date	Mar 18, 2026
Instrument	260002633
Transaction Type	Transfer
Record Updated	Apr 7, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	302 RAVEN RD, STEPHENS CITY, VA 22655-2471

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	302 RAVEN RD, STEPHENS CITY, VA 22655-2471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COMMONWEALTH USA SETTLEMENTS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005248
Date	Jun 4, 2018
Instrument	180005248

Lender

Name	NEW DAY FINANCIAL LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2048

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	302 RAVEN RD, STEPHENS CITY, VA 22655-2471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004722
Date	Apr 24, 2020
Instrument	200004722

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK VA
Property Address	302 RAVEN RD, STEPHENS CITY, VA 22655-2471
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000317
Date	Jan 7, 2021
Instrument	210000317

Lender

Name	FREEDOM MORTGAGE CORPORATION

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,482.00 (+10.43%)	$279,580 (-) Land $88,000 Building $191,580	$279,580 (-) Land $88,000 Building $191,580
2025	$1,342.00	$279,580 Land $88,000 Building $191,580	$279,580 Land $88,000 Building $191,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Glo Fiber.

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