Union County property record for 309 Pennigar Rd, Monroe, NC 28110
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,398 sqft · built 2001 |
| Lot Size | 2.39 acres (104,108 sqft) |
| Owner | Company Name on File |
| Last Sale | $380,000 (Feb 2024) |
| Tax Bill | $1,829 (2025) |
| Deeds & Mortgages | Apr 2026 Sale Oct 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-237-021 |
| Primary APN | 08-237-021 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,398 sqft Living Area |
| Gross Area | 1,839 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Foundation Type | No Foundation |
| Roof Material | Composition Shingle |
| Lot Area | 104,108 sqft (2.39 acres) |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | Deck Area |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 PENNIGAR RD |
|---|---|
| City | MONROE |
| State | NC |
| Zip | 28110-6979 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA-40 UNIO |
| Legal Description | #3 ZEPHYR OPCE971 |
| Legal Subdivision | PHILLIPS PROPERTY |
| Legal Lot Number | 3 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 20205 |
Source: Union County records · APN 08-237-021
Assessment roll updated March 31, 2026 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 610 PENNIGAR RD, MONROE, NC 28110-6982 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| Apr 20, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Oct 25, 2022 | Warranty Deed, Transfer · VA Mortgage LOANUNITED.COM LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 20, 2024 · Amount on Record |
| Deed Sale | Feb 20, 2024 · Amount on Record |
| Prior Sale | Oct 25, 2022 · Amount on Record |
| Deed Document Number | 20243539 |
| Deed Book / Page | 8855 / 643 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Apr 20, 2026 |
| Property Address | 309 PENNIGAR RD, MONROE, NC 28110-6979 |
| Document Number | 0000010498 |
| Book / Page | 9353 / 144 |
| Instrument Date | Apr 16, 2026 |
| Instrument | 202610498 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Liability Partnership |
| Address | 610 PENNIGAR RD, MONROE, NC 28110-6982 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Oct 25, 2022 |
| Property Address | 309 PENNIGAR RD, MONROE, NC 28110-6979 |
| Document Number | 0000859717 |
| Book / Page | 8597 / 17 |
| Map Reference | CAB E FILE 971 |
| Instrument Date | Oct 25, 2022 |
| Instrument | 36394 |
| Transaction Type | Transfer |
| Record Updated | Nov 04, 2022 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $660.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6906 LONE EAGLE DR, 6906, MONROE, NC 28110-9682 |
| Name | Verified Name |
|---|---|
| Address | 309 PENNIGAR RD, MONROE, NC 28110-6979 |
| Document Number | 0000036395 |
|---|---|
| Date | Oct 25, 2022 |
| Instrument | 36395 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2052 |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified May 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Unionville Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,829.00 (+10.25%) | $359,900 (+45.18%) Land $98,800 Building $261,100 | $359,900 (+45.18%) Land $98,800 Building $261,100 |
| 2023 | $1,659.00 | $247,900 Land $46,600 Building $201,300 | $247,900 Land $46,600 Building $201,300 |
Source: FEMA National Flood Hazard Layer as of September 14, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
Based on FCC filings for 66 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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