303 Pennigar Rd, Monroe, NC 28110 Property Records

Union County property record for 303 Pennigar Rd, Monroe, NC 28110

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,618 sqft · built 1998
Lot Size	1.02 acres (44,431 sqft)
Owner	Company Name on File
Last Sale	$164,000 (Nov 2004)
Tax Bill	$1,284 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`08-237-020`

Property Details

APN / Parcel Number

Primary APN	`08-237-020`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,618 sqft Living Area
Gross Area	2,080 sqft
1st Floor Area	1,618 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Conventional
Exterior Material	Wood Siding
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	44,431 sqft (1.02 acres)
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	303 PENNIGAR RD
City	MONROE
State	NC
Zip	28110-6979
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA-40 UNIO
Legal Description	#2 ZEPHYR OPCE971
Legal Lot Number	2
Jurisdiction	UNION NC
Township / Civil Division	GOOSE CREEK
Census Block Group	1
Census Block	1018
Census Tract	20205

Owner

303 Pennigar Rd is owned by a company that bought it in November 2004.

Source: Union County records, as of October 20, 2026

Owner of Record	Company Name on File
Mailing Address	3129 SPRINGBANK LN, CHARLOTTE, NC 28226-3345
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 20, 2020	Warranty Deed, Transfer · Conventional Mortgage SOUTH ST BK
Oct 1, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 1, 2004 · Amount on File
Deed Sale	Nov 1, 2004 · Amount on File
Prior Sale	Mar 12, 1998 · Amount on File
Deed Document Number	200445475
Deed Book / Page	3600 / 645
Record Updated	Oct 29, 2026

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Nov 20, 2020
Property Address	303 PENNIGAR RD, MONROE, NC 28110-6979
Document Number	7893632
Book / Page	007893 / 000632
Instrument Date	Nov 20, 2020
Instrument	48301
Transaction Type	Transfer
Record Updated	Dec 15, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	2548 RED MAPLE LN HARRISBURG NC 280754506, HARRISBURG, NC 28075-4506

Mortgage

Document Number	7893634
Date	Nov 20, 2020
Book Page	007893/000634
Instrument	48302

Lender

Name	SOUTH ST BK
Type	Bank
Address	NORTH CHARLESTON, SC 29406

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 19, 2035

Interest

Rate Type	Adjustable Rate
Rate	4.37%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNION NC
Recording Date	Oct 1, 2020
Property Address	303 PENNIGAR RD, MONROE, NC 28110-6979
Document Number	783118
Book / Page	007831 / 000018
Instrument Date	Oct 1, 2020
Instrument	39446
Transaction Type	Transfer
Record Updated	Oct 29, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$420.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3129 SPRINGBANK LN CHARLOTTE NC 282263395, CHARLOTTE, NC 28226-3395

Tax Assessment & Valuation

The 2025 property tax bill for 303 Pennigar Rd was $1,284.

Source: Union County assessment roll, as of March 31, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Union County
Municipality	Unionville Town
Unified School District	Union County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,800 (-) Land $67,000 Building $185,800	$252,800 (-) Land $67,000 Building $185,800
2025	$1,284.00	$252,800 Land $67,000 Building $185,800	$252,800 Land $67,000 Building $185,800
2023	$1,797.00	$268,500 Land $35,500 Building $233,000	$268,500 Land $35,500 Building $233,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 303 Pennigar Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 303 Pennigar Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413
Water Source	Surface water
Last State Inspection	May 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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