Middlesex County and Dunellen Borough property record for 309 Penfield Pl, Dunellen, NJ 08812
| Property Type | Single Family Home |
|---|---|
| Details | 2,043 sqft · built 1908 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $485,000 (Aug 2023) |
| Tax Bill | $11,626 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 03-00074-0000-00003 |
| Primary APN | 03-00074-0000-00003 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,043 sqft Living Area |
| Gross Area | 2,321 sqft |
| Year Built | Built 1908 |
|---|---|
| Effective Year Built | Effective 1908 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 309 PENFIELD PL |
|---|---|
| City | DUNELLEN |
| State | NJ |
| Zip | 08812-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X150 |
| Legal Subdivision | CULHANE & PENFIELD |
| Legal Block | 74 |
| Legal Lot Number | 3 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | DUNELLEN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 300 |
309 Penfield Pl is owned and occupied by two individuals who bought it in August 2023.
Source: Middlesex County and Dunellen Borough records, as of June 30, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 PENFIELD PL, DUNELLEN, NJ 08812-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants in Common |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 6, 2026 | Deed of Trust, Mortgage · Conventional Mortgage AMWEST FUNDING CORP |
| Aug 10, 2023 | Deed, Transfer · Seller Carry-Back MICHAEL REGO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 10, 2023 · Amount on File |
| Deed Sale | Aug 10, 2023 · Amount on File |
| Prior Sale | Mar 28, 2005 · Amount on File |
| Deed Document Number | 202346618 |
| Deed Book / Page | 19272 / 1635 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 309 PENFIELD PL, DUNELLEN, NJ 08812-1628 |
| Transaction Type | Mortgage |
| Record Updated | Apr 1, 2026 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Name | Verified Name |
|---|---|
| Address | 1000 HAMILTON BLVD, SOUTH PLAINFIELD, NJ 07080-2714 |
| Document Number | 0000014780 |
|---|---|
| Date | Mar 6, 2026 |
| Book Page | 19967/230 |
| Instrument | 2026014780 |
| Name | AMWEST FUNDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | BREA, CA 92821 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Aug 10, 2023 |
| Property Address | 309 PENFIELD PL, DUNELLEN, NJ 08812-1628 |
| Document Number | 0000046618 |
| Book / Page | 19272 / 1635 |
| Instrument Date | Jul 25, 2023 |
| Instrument | 2023046618 |
| Transaction Type | Transfer |
| Record Updated | Aug 28, 2023 |
| Title Company | PROVIDENCE ABSTRACT LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,031.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 101 HIGH ST, CRANFORD, NJ 07016-2941 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 309 PENFIELD PL, DUNELLEN, NJ 08812-1628 |
| Document Number | 0000046619 |
|---|---|
| Date | Aug 10, 2023 |
| Instrument | 2023046619 |
| Name | MICHAEL REGO |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount on Record |
| Term | 24 Months |
| Due | Jul 31, 2025 |
The 2025 property tax bill for 309 Penfield Pl was $11,626, down 0.3% from the year before.
Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Dunellen Borough |
| Unified School District | Dunellen Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $546,100 (+14.99%) Land $101,500 Building $444,600 | $546,100 (+14.99%) Land $101,500 Building $444,600 | |
| 2025 | $11,626.00 (-0.29%) | $474,900 Land $101,500 Building $373,400 | $474,900 Land $101,500 Building $373,400 |
| 2024 | $11,660.00 | ||
| 2023 | $371,900 (-14.88%) Land $101,500 Building $270,400 | $371,900 (-14.88%) Land $101,500 Building $270,400 | |
| 2022 | $12,062.00 (+3.11%) | $436,900 Land $101,500 Building $335,400 | $436,900 Land $101,500 Building $335,400 |
| 2021 | $11,698.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Penfield Pl in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 131 policies |
| Nearby Flood Policies | 131 in force |
| Nearby Flood Claims | 160 (1978–2025) |
| Claims Outside the SFHA | 16 of 160 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Penfield Pl is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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