Middlesex County and Dunellen Borough property record for 305 Penfield Pl, Dunellen, NJ 08812
| Property Type | Single Family Home |
|---|---|
| Details | 1,761 sqft · built 1926 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $620,000 (Dec 2025) |
| Tax Bill | $12,504 (2025) |
| Deeds & Mortgages | Dec 2025 Sale & Mortgage Nov 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 03-00074-0000-00002 |
| Primary APN | 03-00074-0000-00002 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,761 sqft Living Area |
| 1st Floor Area | 1,761 sqft |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Architectural Style | Duplex Single |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Street Address | 305 PENFIELD PL |
|---|---|
| City | DUNELLEN |
| State | NJ |
| Zip | 08812-1628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Description | 50X150 |
| Legal Block | 74 |
| Legal Lot Number | 2 |
| Jurisdiction | MIDDLESEX NJ |
| Township / Civil Division | DUNELLEN |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 300 |
Source: Middlesex County and Dunellen Borough records, as of June 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 305 PENFIELD PL, DUNELLEN, NJ 08812-1628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 1, 2025 | Deed, Transfer · FHA Mortgage NEW AMERICAN FUNDING |
| Nov 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 1, 2025 · Amount on Record |
| Deed Sale | Dec 1, 2025 · Amount on Record |
| Prior Sale | Dec 9, 2008 · Amount on Record |
| Deed Document Number | 202573198 |
| Deed Book / Page | 19888 / 1421 |
| Prior Transfer Date | Nov 16, 2010 |
| Prior Transfer Doc | 0000012719 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Recording Date | Dec 1, 2025 |
| Property Address | 305 PENFIELD PL, DUNELLEN, NJ 08812-1628 |
| Document Number | 0000073198 |
| Book / Page | 19888 / 1421 |
| Instrument Date | Oct 13, 2025 |
| Instrument | 2025073198 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2025 |
| Title Company | UNKNOWN, LAKELAND ABSTRACT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,397.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 19 HUNT DR, PISCATAWAY, NJ 08854-6270 |
| Name | Verified Name |
|---|---|
| Address | 305 PENFIELD PL, DUNELLEN, NJ 08812-1628 |
| Document Number | 0000073199 |
|---|---|
| Date | Dec 1, 2025 |
| Instrument | 2025073199 |
| Name | NEW AMERICAN FUNDING |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MIDDLESEX NJ |
| Property Address | 305 PENFIELD PL, DUNELLEN, NJ 08812-1628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000116922 |
|---|---|
| Date | Nov 19, 2020 |
| Book Page | 18137/501 |
| Instrument | 2020116922 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Dec 1, 2040 |
Source: Middlesex County and Dunellen Borough assessment roll, as of June 30, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Middlesex County |
| Municipality | Dunellen Borough |
| Unified School District | Dunellen Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $577,200 (+13%) Land $106,800 Building $470,400 | $577,200 (+13%) Land $106,800 Building $470,400 | |
| 2025 | $12,504.00 (-0.18%) | $510,800 (+10.35%) Land $106,800 Building $404,000 | $510,800 (+10.35%) Land $106,800 Building $404,000 |
| 2024 | $12,527.00 (-1.98%) | ||
| 2023 | $462,900 Land $106,800 Building $356,100 | $462,900 Land $106,800 Building $356,100 | |
| 2022 | $12,780.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 131 policies |
| Nearby Flood Policies | 131 in force |
| Nearby Flood Claims | 160 (1978–2025) |
| Claims Outside the SFHA | 16 of 160 |
| Most Recent Claim | Jul 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 558 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Fiber | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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