309 Opekiska St, Erwin, TN 37650 Property Records

Unicoi County property record for 309 Opekiska St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,005 sqft · built 1925
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on File
Last Sale	$69,900 (May 2020)
Tax Bill	$522 (2024)
Deeds & Mortgages	Apr 2022 Mortgage May 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`031C-A-014.00`

Property Details

APN / Parcel Number

Primary APN	`031C-A-014.00`
Alternative APNs	`086031C A 01400` `000007060`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,005 sqft Living Area
Gross Area	1,110 sqft
1st Floor Area	1,005 sqft
Flooring	Wood
Interior Walls	Paneling

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1994
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Lot Dimensions	100 ft deep x 40 ft wide

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	267 sqft
Deck Area	Deck Area
Utility Building	247 sqft

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	309 OPEKISKA ST
City	ERWIN
State	TN
Zip	37650-1129
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E L CO BLK F LOT 4 40X100
Legal Subdivision	E L CO
Legal Block	F
Legal Lot Number	4
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2026
Census Tract	80400

Owner

309 Opekiska St is owned and occupied by an individual who bought it in May 2020.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	309 OPEKISKA ST, ERWIN, TN 37650-1129
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 22, 2022	Deed of Trust, Mortgage CLINCHFIELD FCU
May 8, 2020	Warranty Deed, Transfer CLINCHFIELD FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Deed Document Number	2020799
Deed Book / Page	433 / 27
Record Updated	Jun 8, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	309 OPEKISKA ST, ERWIN, TN 37650-1129
Transaction Type	Mortgage
Record Updated	May 4, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000458664
Date	Apr 22, 2022
Book Page	458/664
Instrument	22000898

Lender

Name	CLINCHFIELD FCU
Type	Credit Union
Address	ERWIN, TN 37650

Agreement

Amount	Amount on Record
Term	241 Months
Due	May 1, 2042

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UNICOI TN
Recording Date	May 8, 2020
Property Address	309 OPEKISKA ST, ERWIN, TN 37650-1129
Document Number	0000043327
Book / Page	433 / 27
Instrument Date	May 7, 2020
Instrument	20000799
Transaction Type	Transfer
Record Updated	Jun 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$258.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OPEKISKA ST, ERWIN, TN 37650-1129

Mortgage

Document Number	0020000800
Date	May 8, 2020
Instrument	20000800

Lender

Name	CLINCHFIELD FCU
Type	Credit Union

Agreement

Amount	Amount on Record
Term	241 Months
Due	Jun 1, 2040

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$20,000 Land $2,550 Building $17,450	$80,000 Land $10,200 Building $69,800
2024	$522.00
2023		$20,000 (-) Land $2,550 Building $17,450
2022	$470.00	$20,000 Land $2,550 Building $17,450	$80,000 Land $10,200 Building $69,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 309 Opekiska St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Opekiska St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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