244 Opekiska St, Erwin, TN 37650 Property Records

Unicoi County property record for 244 Opekiska St, Erwin, TN 37650

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,410 sqft · built 1910
Lot Size	0.225 acres (9,800 sqft)
Owner	Individual Name on File
Last Sale	$42,000 (Feb 2005)
Tax Bill	$790 (2024)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`023N-R-005.00`

Property Details

APN / Parcel Number

Primary APN	`023N-R-005.00`
Alternative APNs	`086023N R 00500` `000005831`

Interior

Full Baths	1 Bath
Plumbing Fixtures	3 Plumbing Fixtures
Stories	1 Story
Building Area	1,410 sqft Living Area
1st Floor Area	1,410 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1998
Architectural Style	Custom Design
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,800 sqft (0.225 acres)
Lot Dimensions	95 ft deep x 100 ft wide
Porch	Screened/Unfinished Porch
Porch Area	336 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	244 OPEKISKA ST
City	ERWIN
State	TN
Zip	37650-1151
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-3
Legal Description	E L CO BLK D LOT 9-12 100X100
Legal Subdivision	E L CO
Legal Block	D
Legal Lot Number	9-12
Jurisdiction	UNICOI TN
Township / Civil Division	2
Census Block Group	2
Census Block	2022
Census Tract	80400

Owner

244 Opekiska St is owned and occupied by an individual who bought it in February 2005.

Source: Unicoi County records, as of March 25, 2026

Owner of Record	Individual Name on File
Mailing Address	244 OPEKISKA ST, ERWIN, TN 37650-1151
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2018	Deed of Trust, Mortgage · FHA Mortgage FINANCE OF AMERICA REVERSE
Apr 9, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2005 · Amount on File
Deed Sale	Feb 2, 2005 · Amount on File
Deed Book / Page	281 / 822
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	244 OPEKISKA ST, ERWIN, TN 37650-1151
Document Number	41255
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	May 1, 2018
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 OPEKISKA ST ERWIN TN 376501151, ERWIN, TN 37650-1151

Mortgage

Document Number	41255
Date	Apr 17, 2018
Book Page	000412/000055
Instrument	696

Lender

Name	FINANCE OF AMERICA REVERSE
Address	TULSA, OK 74133

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.27%

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNICOI TN
Property Address	244 OPEKISKA ST, ERWIN, TN 37650-1151
Document Number	41270
Instrument Date	Apr 9, 2018
Transaction Type	Mortgage
Record Updated	Jan 12, 2019
Title Company	BOSTON NATIONAL TITLE LLC, BOSTON NAT'L TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	244 OPEKISKA ST ERWIN TN 376501151, ERWIN, TN 37650-1151

Mortgage

Document Number	41270
Date	Apr 17, 2018
Book Page	000412/000070
Instrument	697

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	1020 Months

Interest

Rate Type	Adjustable Rate
Rate	4.27%

Tax Assessment & Valuation

Source: Unicoi County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Unicoi County
Municipality	Erwin Town
Unified School District	Unicoi County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$30,250 Land $5,200 Building $25,050	$121,000 Land $20,800 Building $100,200
2024	$790.00
2023		$30,250 (-) Land $5,200 Building $25,050
2022	$711.00	$30,250 Land $5,200 Building $25,050	$121,000 Land $20,800 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 244 Opekiska St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective August 23, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1984–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 244 Opekiska St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ERWIN UTILITIES AUTHORITY serves 12,478 people · EPA ID TN0000231
Water Source	Groundwater influenced by surface water
Last State Inspection	Feb 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 235 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35
Erwin Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Point Broadband, T-Mobile.

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