Queen Anne's County property record for 309 Old Point Rd, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,496 sqft · built 1977 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $20,000 (Aug 2017) |
| Tax Bill | $4,904 (2025) |
| Deeds & Mortgages | Aug 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-076419 |
| Primary APN | 04-076419 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,496 sqft Total Area |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 43,560 sqft (1 acres) |
| View / Lot | Waterfront |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Pool Area | 840 sqft |
| Porch | Slab |
| Porch Area | 1,401 sqft |
| Deck Area | 1,916 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Electric |
| Sewer | Connected |
| Account Number | 076419 |
|---|---|
| Street Address | 309 OLD POINT RD |
| City | CHESTER |
| State | MD |
| Zip | 21619-2327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-1 |
| Legal Description | LOT 1.004 AC-LOT 2 N/S OLD PT ROAD S/STEVENSVILLE |
| Legal Subdivision | N/S OLD PT ROAD S/STEVENSVILLE |
| Legal Lot Number | 2 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 811000 |
309 Old Point Rd is owned and occupied by two individuals who bought it in August 2017.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 309 OLD POINT RD, CHESTER, MD 21619-2327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on File |
| Deed Sale | Aug 18, 2017 · Amount on File |
| Prior Sale | Mar 9, 1998 · Amount on File |
| Deed Document Number | 20172754-120 |
| Deed Book / Page | 2754 / 120 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Property Address | 309 OLD POINT RD, CHESTER, MD 21619-2327 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | BRILLIANT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0029510254 |
|---|---|
| Date | Aug 22, 2018 |
| Book Page | 2951/254 |
| Name | CNB |
|---|---|
| Type | Bank |
| Address | 21621 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 309 Old Point Rd was $4,904 with a homeowner's exemption.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $591,300 Land $225,000 Building $366,300 | $591,300 Land $225,000 Building $366,300 | |
| 2025 | $4,904.00 Homeowner's exemption | ||
| 2023 | $4,368.00 Homeowner's exemption | $478,900 Land $200,000 Building $278,900 | $478,900 Land $200,000 Building $278,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 309 Old Point Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 309 Old Point Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
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