Queen Anne's County property record for 103 Old Point Rd, Chester, MD 21619
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,456 sqft · built 1987 |
| Lot Size | 5.34 acres (232,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $530,000 (Jun 2024) |
| Tax Bill | $3,843 (2025) |
| Deeds & Mortgages | Oct 2026 Mortgage Jan 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-074483 |
| Primary APN | 04-074483 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,456 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 232,610 sqft (5.34 acres) |
| Garage Type | Attached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 074483 |
|---|---|
| Street Address | 103 OLD POINT RD |
| City | CHESTER |
| State | MD |
| Zip | 21619-2335 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | NC-2 |
| Legal Description | PARCEL 1 5.344 AC OLD POINT ESTATES W/SIDE COX NECK RD |
| Legal Subdivision | OLD POINT ESTATES |
| Legal Lot Number | 1 |
| Jurisdiction | QUEEN ANNE'S MD |
| Township / Civil Division | 4, KENT ISLAND |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 811000 |
103 Old Point Rd is owned and occupied by an individual who bought it in June 2024.
Source: Queen Anne's County records, as of September 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 103 OLD POINT RD, CHESTER, MD 21619-2335 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NAVY FEDERAL CREDIT UNION |
| Jan 16, 2020 | Grant Deed, Transfer SAGE TITLE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2024 · Amount on File |
| Deed Sale | Jun 4, 2024 · Amount on File |
| Prior Sale | Jan 16, 2020 · Amount on File |
| Deed Book / Page | 4393 / 37 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Oct 8, 2026 |
| Property Address | 103 OLD POINT RD, CHESTER, MD 21619-2335 |
| Document Number | 4858000136 |
| Book / Page | 4858 / 136 |
| Instrument Date | Oct 1, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Oct 23, 2026 |
| Title Company | WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner, 167 |
| Address | 103 OLD POINT RD, CHESTER, MD 21619-2335 |
| Document Number | 4858000136, |
|---|---|
| Date | Oct 8, 2026 |
| Book Page | 4858/136 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | QUEEN ANNE'S MD |
| Recording Date | Jan 16, 2020 |
| Property Address | 103 OLD POINT RD, CHESTER, MD 21619-2335 |
| Document Number | 0032460115 |
| Book / Page | 003246 / 000115 |
| Instrument Date | Jan 3, 2020 |
| Transaction Type | Transfer |
| Record Updated | Feb 6, 2020 |
| Title Company | SAGE TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $375.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 103 OLD POINT RD CHESTER MD 216192335, CHESTER, MD 21619-2335 |
The 2025 property tax bill for 103 Old Point Rd was $3,843.
Source: Queen Anne's County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Queen Anne's County |
| Unified School District | Queen Annes County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $415,900 Land $243,300 Building $172,600 | $415,900 Land $243,300 Building $172,600 | |
| 2025 | $3,843.00 | ||
| 2023 | $3,513.00 Homeowner's exemption | $373,000 Land $241,700 Building $131,300 | $373,000 Land $241,700 Building $131,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 103 Old Point Rd in Zone X, an area of minimal flood risk, though there have been 94 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 25, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 101 policies |
| Nearby Flood Policies | 101 in force |
| Nearby Flood Claims | 94 (1979–2024) |
| Claims Outside the SFHA | 13 of 94 |
| Most Recent Claim | Aug 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 103 Old Point Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Talkie Communications Fiber | 10,000 / 10,000 |
| Breezeline Cable | 1,000 / 50 |
5G (outdoors only) and 4G LTE
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