309 Oakland Dr, Waco, TX 76705 Property Records

McLennan County property record for 309 Oakland Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,314 sqft · built 1971
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$87,900 (Sep 2011)
Tax Bill	$3,837 (2025)
Deeds & Mortgages	May 2018 Mortgage Aug 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-036100-001300-8`

Property Details

APN / Parcel Number

Primary APN	`20-036100-001300-8`
Alternative APNs	`2003610000130080111` `115302`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,314 sqft Living Area
Gross Area	1,986 sqft
1st Floor Area	1,314 sqft
Flooring	Carpet

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1989
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	10,890 sqft (0.25 acres)
Lot Dimensions	130 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	672 sqft
Driveway	Concrete Driveway
Driveway Area	540 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	286 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	309 OAKLAND DR
City	WACO
State	TX
Zip	76705-1231
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OAK CLIFF LOT 13 13A BLOCK 1 ACRES .25
Legal Subdivision	OAK CLIFF
Legal Block	1
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3012
Census Tract	3200

Owner

309 Oakland Dr is owned by an individual who acquired it in August 2018.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	204 VIRGINIA RD, WACO, TX 76705-5131
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2018	Deed of Trust, Mortgage · Conventional Mortgage AFFILIATED BANK
Aug 20, 2018	Grant Deed, Transfer ATTORNEY ONLY
Feb 10, 2017	Vendor's Lien, Transfer · Seller Carry-Back ALVIN SCHROEDER

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 30, 2011 · Amount on File
Deed Sale	Sep 30, 2011 · Amount on File
Prior Sale	Jun 17, 2005 · Amount on File
Deed Document Number	201130646
Last Transfer Date	Aug 10, 2018
Transfer Doc	0000029411
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	309 OAKLAND DR, WACO, TX 76705-1231
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000017745
Date	May 30, 2018
Instrument	2018017745

Lender

Name	AFFILIATED BANK
Type	Bank
Address	ARLINGTON, TX 76015

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2048

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 20, 2018
Property Address	309 OAKLAND DR, WACO, TX 76705-1231
Document Number	0000029411
Instrument Date	Aug 10, 2018
Instrument	29411
Transaction Type	Transfer
Record Updated	Sep 17, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OAKLAND DR WACO TX 767051231, WACO, TX 76705-1231

February 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	LIMESTONE TX
Recording Date	Feb 10, 2017
Property Address	309 OAKLAND DR, WACO, TX 76705-1231
Document Number	20170502
Map Reference	VOL 1195 PG 40
Instrument Date	Feb 9, 2017
Instrument	20170502
Transaction Type	Transfer
Record Updated	Dec 13, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	438 COUNTRY VIEW LN, 438, GARLAND, TX 75043-5612

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OAKLAND DR, WACO, TX 76705-1231

Mortgage

Document Number	20170503
Date	Feb 10, 2017
Instrument	20170503

Lender

Name	ALVIN SCHROEDER
Type	Seller
Special Notes	Seller Financed

Agreement

Type	Seller Carry-Back
Amount	Amount on Record
Term	48 Months
Due	Feb 9, 2021

Tax Assessment & Valuation

The 2025 property tax bill for 309 Oakland Dr was $3,837, up 17.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$178,194 (-10.87%) Land $24,503 Building $153,691	$178,194 (-10.87%) Land $24,503 Building $153,691
2025	$3,837.00 (+17.16%)	$199,920 Land $22,220 Building $177,700	$199,920 Land $22,220 Building $177,700
2024	$3,275.00
2023		$172,000 Land $22,220 Building $149,780	$172,000 Land $22,220 Building $149,780
2022	$3,044.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 309 Oakland Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1995.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 309 Oakland Dr is low, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 88% of Texas
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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