103 Oakland Dr, Waco, TX 76705 Property Records

McLennan County property record for 103 Oakland Dr, Waco, TX 76705

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,324 sqft · built 1963
Lot Size	0.209 acres (9,100 sqft)
Owner	Individual Name on Record
Last Sale	$165,700 (May 2018)
Tax Bill	$5,507 (2025)
Deeds & Mortgages	May 2018 Mortgage Dec 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`20-036100-000200-7`

Property Details

APN / Parcel Number

Primary APN	`20-036100-000200-7`
Alternative APNs	`2003610000020070111` `115291`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,324 sqft Living Area
Gross Area	1,824 sqft
1st Floor Area	1,324 sqft
Flooring	Carpet

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1981
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,100 sqft (0.209 acres)
Lot Dimensions	130 ft deep x 70 ft wide
Garage Type	Attached
Garage Area	500 sqft
Driveway	Concrete Driveway
Driveway Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	172 sqft
Storage Building	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	103 OAKLAND DR
City	WACO
State	TX
Zip	76705-1227
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	OAK CLIFF LOT 2 BLOCK 1 ACRES .2089
Legal Subdivision	OAK CLIFF
Legal Block	1
Legal Lot Number	2
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3012
Census Tract	3200

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	103 OAKLAND DR, WACO, TX 76705-1227
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 22, 2018	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO
Dec 27, 2017	Vendor's Lien, Transfer · Commercial Mortgage CENTRAL NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 22, 2018 · Amount on Record
Deed Sale	May 22, 2018 · Amount on Record
Prior Sale	Dec 27, 2017 · Amount on Record
Deed Document Number	201816832
Prior Transfer Date	Dec 21, 2017
Prior Transfer Doc	0000042232
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 22, 2018
Property Address	103 OAKLAND DR, WACO, TX 76705-1227
Document Number	0000016832
Map Reference	VOL923 PG395
Instrument Date	May 18, 2018
Instrument	2018016832
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8202 WHIPPOORWILL DR, 8202, WOODWAY, TX 76712-3412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	103 OAKLAND DR, WACO, TX 76705-1227

Mortgage

Document Number	0000016833
Date	May 22, 2018
Instrument	2018016833

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2048

Mortgage

Document Number	0000016834
Date	May 22, 2018
Instrument	2018016834

Lender

Name	THE BANK OF NEW YORK MELLON TRUST CO NA
Type	Bank
Address	JACKSONVILLE, FL 32256

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

December 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Dec 27, 2017
Property Address	103 OAKLAND DR, WACO, TX 76705-1227
Document Number	0000042232
Map Reference	VOL923 PG395
Instrument Date	Dec 21, 2017
Instrument	2017042232
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8202 WHIPPOORWILL DR, WOODWAY, TX 76712-3412

Mortgage

Document Number	0000042233
Date	Dec 27, 2017
Instrument	2017042233

Lender

Name	CENTRAL NATIONAL BANK
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Lacy-Lakeview City
Unified School District	Connally Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$252,107 (-12.13%) Land $22,750 Building $229,357	$252,107 (-12.13%) Land $22,750 Building $229,357
2025	$5,507.00 (+7.96%)	$286,910 (+4.83%) Land $20,660 Building $266,250	$286,910 (+4.83%) Land $20,660 Building $266,250
2024	$5,101.00 (+5.31%)
2023		$273,680 Land $20,660 Building $253,020	$273,680 Land $20,660 Building $253,020
2022	$4,844.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (1995–2004)
Most Recent Claim	May 2004 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.06% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LACY LAKEVIEW serves 7,275 people · EPA ID TX1550033
Water Source	Purchased surface water from CITY OF WACO
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	13 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 271 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
T-Mobile Fixed Wireless	100 / 20
Central Link Broadband Fixed Wireless	100 / 20

May also be available: Verizon.

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