309 Oak Creek Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 309 Oak Creek Dr, Tool, TX 75143

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,519 sqft · built 1998
Owner	Individual Name on Record
Tax Bill	$5,940 (2023)
Deeds & Mortgages	Apr 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2030-0007-0090-54`

Property Details

APN / Parcel Number

Primary APN	`2030-0007-0090-54`
Alternative APNs	`R000025269` `232718`

Interior

Full Baths	2 Baths
Building Area	1,519 sqft Living Area
1st Floor Area	1,519 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1998
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R000025269
Old Parcel Number	2030.0007.0090.54
Street Address	309 OAK CREEK DR
City	TOOL
State	TX
Zip	75143-8480
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LTS 9 & 10 AB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 7 LTS 9 & 10, C/175
Legal Subdivision	ARNOLD HILLS (369)
Legal Block	7
Legal Lot Number	9,10 10
Jurisdiction	HENDERSON TX
Township / Civil Division	CEDAR CREEK LAKE
Census Block Group	1
Census Block	1009
Census Tract	950801

Owner

Source: Henderson County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	309 OAK CREEK DR, TOOL, TX 75143-8480
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2022	Vendor's Lien, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Aug 9, 2019	Vendor's Lien, Transfer · FHA Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022
Deed Sale	Apr 7, 2022
Prior Sale	Aug 9, 2019
Deed Document Number	2022-00006507
Record Updated	Jun 7, 2026

April 2022: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Apr 7, 2022
Property Address	309 OAK CREEK DR, TOOL, TX 75143-8480
Document Number	202200006507
Map Reference	CAB C SL 175
Instrument Date	Apr 7, 2022
Instrument	2022-00006507
Transaction Type	Transfer
Record Updated	Feb 21, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	309 OAK CREEK DR, TOOL, TX 75143-8480

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OAK CREEK DR, TOOL, TX 75143-8480

Mortgage

Document Number	202200006508
Date	Apr 7, 2022
Instrument	2022-00006508

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON TX
Property Address	309 OAK CREEK DR, TOOL, TX 75143-8480
Transaction Type	Mortgage
Record Updated	Feb 10, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202100001440
Date	Jan 25, 2021
Instrument	2021-00001440

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

August 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HENDERSON TX
Recording Date	Aug 9, 2019
Property Address	309 OAK CREEK DR, TOOL, TX 75143-8480
Document Number	201900011020
Map Reference	CAB C SL 175
Instrument Date	Aug 7, 2019
Instrument	2019-00011020
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	LAWYERS TITLE COMPANY/CA, LAWYERS TITLE COMPANY DALLAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 OAK CREEK DR, TOOL, TX 75143-8480

Mortgage

Document Number	201900011021
Date	Aug 9, 2019
Instrument	2019-00011021

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of July 25, 2023

Property Jurisdictions

Type	Name
State	Texas
County	Henderson County
Municipality	Tool City
Unified School District	Mabank Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,940.00 (+30.29%)	$327,911 Land $30,000 Building $297,911	$327,911 Land $30,000 Building $297,911
2022	$4,559.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WEST CEDAR CREEK MUD serves 24,414 people · EPA ID TX1070190
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35
Nextlink Fixed Wireless	500 / 100

May also be available: Conquest Wireless.

Nearby Properties on Oak Creek Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures