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221 Oak Creek Dr, Tool (Kemp), TX 75143 Property Records

Henderson County property record for 221 Oak Creek Dr, Tool, TX 75143

Property Summary

Property TypeSingle Family Home
Details2,208 sqft · built 2018
Lot Size0.4 acres (17,424 sqft)
OwnerCompany Name on Record
Last Sale$525,000 (Aug 2018)
Tax Bill$11,731 (2024)
Deeds & MortgagesJun 2020 Mortgage
Aug 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN2030-0007-0130-54

Property Details

APN / Parcel Number

Primary APN2030-0007-0130-54
Alternative APNs
  • R000025273
  • 232722

Interior

Stories1 Story
Building Area2,208 sqft Living Area
Gross Area2,880 sqft
1st Floor Area2,208 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2019
Lot Area17,424 sqft (0.4 acres)
Lot Dimensions152 ft deep x 104 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area353 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number232722
Street Address221 OAK CREEK DR
CityTOOL
StateTX
Zip75143-8406
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionAB 841 D O WILLIAMS SUR, ARNOLD HILLS SUBD, BLK 7 LT 13R-2 (RE:LTS 13-14) REPLAT G/71 & G/340
Legal SubdivisionARNOLD HILLS
Legal Block7
Legal Lot Number13R2
JurisdictionHENDERSON TX
Township / Civil DivisionCEDAR CREEK LAKE
Census Block Group1
Census Block1009
Census Tract950801

Owner

Source: Henderson County records, as of September 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address634 GLEN LAKES DR, COPPELL, TX 75019-6084
Owner TypeCompany
VestingLife Tenant

Deeds, Mortgages & Sale History

DateDocument
Jun 22, 2020Deed of Trust, Mortgage · Conventional Mortgage
CITYBANK
Aug 13, 2018Vendor's Lien, Transfer · Conventional Mortgage
CFBANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 13, 2018 · Amount on Record
Deed SaleAug 13, 2018 · Amount on Record
Prior SaleFeb 17, 2016
Deed Document Number201811361
Last Transfer DateFeb 5, 2025
Transfer Doc0000003239
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHENDERSON TX
Property Address221 OAK CREEK DR, TOOL, TX 75143-8406
Transaction TypeMortgage
Record UpdatedDec 21, 2023
Title CompanySOLIDIFI TITLE AGENCY LIMITED, SOLIDIFI TITLE AGENCY LTD

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number202000008379
DateJun 22, 2020
Instrument2020-00008379
Lender
NameCITYBANK
TypeBank
AddressCOLUMBUS, OH 43235
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

August 2018: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionHENDERSON TX
Recording DateAug 13, 2018
Property Address221 OAK CREEK DR, TOOL, TX 75143-8406
Document Number201800011361
Map ReferenceDOC201800010179
Instrument DateAug 9, 2018
Instrument2018-00011361
Transaction TypeTransfer
Record UpdatedDec 21, 2023
Title CompanyFIRST TEXAS TITLE, FAIR TEXAS TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address634 GLEN LAKES DR, COPPELL, TX 75019-6084
InvestorPossibly a Property Investor

Mortgage

Document Number201800011362
DateAug 13, 2018
Instrument2018-00011362
Lender
NameCFBANK
TypeBank
Special NotesSeller Financed
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of September 17, 2025

Property Jurisdictions

TypeName
StateTexas
CountyHenderson County
MunicipalityTool City
Unified School DistrictMabank Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$667,484 (+5.51%) Land $91,406 Building $576,078$667,484 (+5.51%) Land $91,406 Building $576,078
2024$11,731.00 (+2.36%)
2023$11,460.00 (-13.37%)$632,616 Land $91,406 Building $541,210$632,616 Land $91,406 Building $541,210
2022$13,229.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 5, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST CEDAR CREEK MUD
serves 24,414 people · EPA ID TX1070190
Water SourceSurface water
Last State InspectionOct 2024
Lead2 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable		940 / 35
Nextlink
Fixed Wireless		500 / 100

May also be available: Conquest Wireless.

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