Black Hawk County property record for 309 Oak Ave, Waterloo, IA 50703 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1914 |
| Square Footage | 1,532 sqft Living Area |
| Lot Size | 7,735 sqft (0.178 acres) |
| Garage | Detached, 576 sqft |
| Occupancy | Owner Occupied |
| Tax Bill | $774.00 (2025) |
| Primary APN | 8913-23-427-006 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,532 sqft Living Area |
| 1st Floor | 840 sqft 1st Floor |
| Basement Area | 840 sqft Basement |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Plaster Interior Structure |
| Year Built | Built 1914 |
|---|---|
| Effective Year Built | Effective 1914 |
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 7,735 sqft (0.178 acres) |
| Depth X Width | 221 ft x 35 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Detached Garage |
| Garage Area | 576 sqft Garage |
| Deck Area | 90 sqft Deck |
|---|---|
| Patio Area | 90 sqft Patio |
| Porch | 1 Porch |
| Porch Area | 224 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 309 OAK AVE |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50703-3415 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | AUDITOR BAYOU PLAT LOT 27 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 23 |
| Legal Subdivision | AUDITOR BAYOU PLAT |
| Legal Lot Number | 27 |
| Jurisdiction | BLACK HAWK IA |
| Minor Civil Division | WATERLOO |
| Census Blockgroup | 1 |
| Census Block | 1029 |
| Census Tract | 100 |
Source: Black Hawk County records · APN 8913-23-427-006
Assessment roll updated October 17, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 309 OAK AVE, WATERLOO, IA 50703-3415 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 309 OAK AVE, WATERLOO, IA 50703-3415 |
| Transaction Type | Mortgage |
| Record Updated | Jul 10, 2020 |
| Name | Verified Name |
|---|
| Document Number | 202000016322 |
|---|---|
| Date | Mar 23, 2020 |
| Instrument | 202000016322 |
| Name | FARMERS STATE BANK |
|---|---|
| Type | Bank |
| Address | WATERLOO, IA 50701 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Apr 01, 2035 |
Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $774.00 Homeowner's exemption | $65,130 (+41.99%) Land $6,920 Building $58,210 | $65,130 (+41.99%) Land $6,920 Building $58,210 |
| 2024 | $774.00 (+17.99%) | ||
| 2023 | $45,870 (+18.47%) Land $6,920 Building $38,950 | $45,870 (+18.47%) Land $6,920 Building $38,950 | |
| 2022 | $656.00 Homeowner's exemption | $38,720 Land $6,920 Building $31,800 | |
| 2021 | $38,720 Land $6,920 Building $31,800 |
Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Reduced by levee depends on levee performance |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures