303 Oak Ave, Waterloo, IA 50703 Property Records

Black Hawk County property record for 303 Oak Ave, Waterloo, IA 50703 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1914
Square Footage	1,400 sqft Living Area
Lot Size	2,170 sqft (0.05 acres)
Last Sale	$70,000 (2022)
Tax Bill	$948.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`8913-23-427-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Building Area	1,400 sqft Living Area
1st Floor	616 sqft 1st Floor
Basement Area	744 sqft Basement
Unfinished Basement	744 sqft Unfinished
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Plaster Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Exterior Material	Vinyl Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	2,170 sqft (0.05 acres)
Depth X Width	70 ft x 31 ft Depth x Width
Porch	1 Porch
Porch Area	288 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	303 OAK AVE
City	WATERLOO
State	IA
Zip	50703-3415
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	MULDOONS SUBDIVISION LOT 1
Legal Range	13W
Legal Township	89N
Legal Section	23
Legal Subdivision	MULDOONS SUBDIVISION
Legal Lot Number	1
Jurisdiction	BLACK HAWK IA
Minor Civil Division	WATERLOO
Census Blockgroup	1
Census Block	1029
Census Tract	100

Owner

Source: Black Hawk County records · APN 8913-23-427-008

Assessment roll updated October 17, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	2641 GLORIA DR, WATERLOO, IA 50701-4336
Owner Type	Owner is a Company
Vesting	Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 30, 2022 · Amount on Record
Deed Sale	Dec 30, 2022 · Amount on Record
Prior Sale	Dec 30, 2021 · Amount on Record
Deed Doc Number	202213606
Prior Transfer Date	Apr 25, 2005
Prior Transfer Doc	2005025190
Record Refreshed	Sep 20, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Dec 30, 2021
Property Address	303 OAK AVE, WATERLOO, IA 50703-3415
Document Number	202200013606
Instrument Date	Dec 30, 2021
Instrument	202200013606
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$111.20
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1408 MEADOW BROOK LN, WAVERLY, IA 50677-1111

Mortgage

Document Number	202200013607
Date	Dec 30, 2021
Instrument	202200013607

Lender

Name	FIRST BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Dec 30, 2051

Tax Assessment & Valuation

Source: Black Hawk County records · Assessment roll updated October 17, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$948.00	$63,610 (+45.66%) Land $3,800 Building $59,810	$63,610 (+45.66%) Land $3,800 Building $59,810
2024	$948.00 (+17.33%)
2023		$43,670 (+18.67%) Land $3,800 Building $39,870	$43,670 (+18.67%) Land $3,800 Building $39,870
2022	$808.00	$36,800 Land $3,800 Building $33,000
2021			$36,800 Land $3,800 Building $33,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Black Hawk County (19013C), updated September 27, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Reduced by levee depends on levee performance
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.