St. Johns County property record for 309 N Bellagio Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,394 sqft · built 2013 |
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $226,701 (Sep 2013) |
| Tax Bill | $6,621 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Jun 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028686-0580 |
| Primary APN | 028686-0580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,394 sqft Living Area |
| Gross Area | 3,049 sqft |
| 1st Floor Area | 2,394 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,147 sqft (0.21 acres) |
| Garage Type | Attached |
| Garage Area | 399 sqft |
| Parking Spaces | 1 Parking Space |
| Pool Area | 416 sqft |
|---|---|
| Porch | Finished Screened Porch |
| Porch Area | 312 sqft |
| Patio Area | 894 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 309 N BELLAGIO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/93-98 MURABELLA UNIT 4 LOT 58 OR3790/1174 & 5880/1425 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 4 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20906 |
Source: St. Johns County records, as of June 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 309 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jan 3, 2024 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jun 19, 2018 | Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK |
| Jul 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY FIRST CU/FL |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 17, 2013 · Amount on Record |
| Deed Sale | Sep 17, 2013 · Amount on Record |
| Deed Document Number | 201362006 |
| Deed Book / Page | 3790 / 1174 |
| Last Transfer Date | Dec 19, 2023 |
| Transfer Doc | 0058801425 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Jan 3, 2024 |
| Property Address | 309 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478 |
| Document Number | 0058801425 |
| Book / Page | 5880 / 1425 |
| Map Reference | MB 58 PG 93-98 |
| Instrument Date | Dec 19, 2023 |
| Instrument | 2024000392 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 309 N BELLAGIO DR, ST AUGUSTINE, FL 32092-3478 |
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 309 N BELLAGIO DR, ST AUGUSTINE, FL 32092-3478 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 309 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0045650560 |
|---|---|
| Date | Jun 19, 2018 |
| Book Page | 4565/0560 |
| Instrument | 2018042810 |
| Name | FIFTH THIRD BANK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | May 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 309 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478 |
| Document Number | 0047650126 |
| Instrument Date | Jul 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Aug 7, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 309 N BELLAGIO DR ST AUGUSTINE FL 320923478, ST AUGUSTINE, FL 32092-3478 |
| Document Number | 0047650126 |
|---|---|
| Date | Jul 24, 2019 |
| Book Page | 004765/000126 |
| Instrument | 53483 |
| Name | COMMUNITY FIRST CU/FL |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32204 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 23, 2034 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $274,405 (+2.7%) | $475,464 (-1.66%) Land $110,000 Building $365,464 | |
| 2025 | $6,621.00 (+7.96%) Homeowner's exemption | $267,191 (+5.99%) | $483,507 (+5.6%) Land $110,000 Building $373,507 |
| 2024 | $6,133.00 (+4.11%) | ||
| 2023 | $5,891.00 (+2.99%) Homeowner's exemption | $252,098 (+3%) | $457,862 (+8.36%) Land $89,600 Building $368,262 |
| 2022 | $5,720.00 Homeowner's exemption | $244,755 | $422,533 Land $89,600 Building $332,933 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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