St. Johns County property record for 305 N Bellagio Dr, Saint Augustine, FL 32092
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,744 sqft · built 2013 |
| Lot Size | 0.18 acres (7,840 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $285,000 (Sep 2020) |
| Tax Bill | $7,722 (2025) |
| Deeds & Mortgages | Apr 2020 Mortgage Sep 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 028686-0590 |
| Primary APN | 028686-0590 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,744 sqft Living Area |
| Gross Area | 2,144 sqft |
| 1st Floor Area | 1,744 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,840 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 173 sqft |
| Patio Area | 290 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 305 N BELLAGIO DR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32092-3478 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | 58/93-98 MURABELLA UNIT 4 LOT 59 OR5043/1418 |
| Legal Range | 28E |
| Legal Township | 06S |
| Legal Section | 38 |
| Legal Subdivision | MURABELLA UNIT 4 |
| Legal Block | 1 |
| Legal Lot Number | 59 |
| Legal Unit | 4 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 20906 |
Source: St. Johns County records, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6553 FALEAFINE PL, B, KAILUA, HI 96734-5314 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AMERIS BANK |
| Sep 16, 2020 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2020 · Amount on Record |
| Deed Sale | Sep 16, 2020 · Amount on Record |
| Prior Sale | Jan 21, 2015 · Amount on Record |
| Deed Document Number | 202079116 |
| Deed Book / Page | 5043 / 1418 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 305 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | KNIGHT BARRY TITLE SLN INC |
| Name | Verified Name |
|---|
| Document Number | 0049270200 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 4927/200 |
| Instrument | 2020030798 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Address | MARIETTA, GA 30067 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 16, 2020 |
| Property Address | 305 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478 |
| Document Number | 0050431418 |
| Book / Page | 5043 / 1418 |
| Map Reference | MB 58 PG 93-98 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 2020079116 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | KNIGHT BARRY TITLE SLN INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,995.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 95 LEEWARD ISLAND DR, 95, SAINT AUGUSTINE, FL 32080-6208 |
| Name | Verified Name |
|---|---|
| Address | 305 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478 |
| Document Number | 50431420 |
|---|---|
| Date | Sep 16, 2020 |
| Instrument | 5043/1420 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2050 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $332,489 (-4.71%) Land $110,000 Building $222,489 | $332,489 (-4.71%) Land $110,000 Building $222,489 | |
| 2025 | $7,722.00 (+8.02%) Homeowner's exemption | $348,931 (+2.43%) | $348,931 (-1.78%) Land $110,000 Building $238,931 |
| 2024 | $7,149.00 (+3.77%) Homeowner's exemption | $340,647 (+3%) | $355,258 (+0.86%) Land $105,000 Building $250,258 |
| 2023 | $6,889.00 (+27.29%) Homeowner's exemption | $330,725 (+3%) | $352,220 (+9.69%) Land $89,600 Building $262,620 |
| 2022 | $5,412.00 Homeowner's exemption | $321,092 | $321,092 Land $89,600 Building $231,492 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 62 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 62 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 44% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-NORTHWEST UTILITIES WTP serves 48,040 people · EPA ID FL2554471 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Also Mapped Here | SJCU-CR214 MAINLAND WTP |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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