305 N Bellagio Dr, Saint Augustine, FL 32092 Property Records

St. Johns County property record for 305 N Bellagio Dr, Saint Augustine, FL 32092

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,744 sqft · built 2013
Lot Size0.18 acres (7,840 sqft)
Owner2 Individual Names on Record
Last Sale$285,000 (Sep 2020)
Tax Bill$7,722 (2025)
Deeds & MortgagesApr 2020 Mortgage
Sep 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN028686-0590

Property Details

APN / Parcel Number

Primary APN028686-0590

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures10 Plumbing Fixtures
Stories1 Story
Building Area1,744 sqft Living Area
Gross Area2,144 sqft
1st Floor Area1,744 sqft
FlooringConcrete/Cement
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Exterior MaterialStucco
Construction TypeWood
Foundation TypeConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,840 sqft (0.18 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area173 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address305 N BELLAGIO DR
CitySAINT AUGUSTINE
StateFL
Zip32092-3478
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal Description58/93-98 MURABELLA UNIT 4 LOT 59 OR5043/1418
Legal Range28E
Legal Township06S
Legal Section38
Legal SubdivisionMURABELLA UNIT 4
Legal Block1
Legal Lot Number59
Legal Unit4
JurisdictionST JOHNS FL
Township / Civil DivisionST. AUGUSTINE
Census Block Group1
Census Block1012
Census Tract20906

Owner

Source: St. Johns County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address6553 FALEAFINE PL, B, KAILUA, HI 96734-5314
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 21, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERIS BANK
Sep 16, 2020Warranty Deed, Transfer · VA Mortgage
USAA FSB

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 16, 2020 · Amount on Record
Deed SaleSep 16, 2020 · Amount on Record
Prior SaleJan 21, 2015 · Amount on Record
Deed Document Number202079116
Deed Book / Page5043 / 1418
Record UpdatedOct 29, 2026

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST JOHNS FL
Property Address305 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyKNIGHT BARRY TITLE SLN INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0049270200
DateApr 21, 2020
Book Page4927/200
Instrument2020030798
Lender
NameAMERIS BANK
TypeBank
AddressMARIETTA, GA 30067
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2050

September 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST JOHNS FL
Recording DateSep 16, 2020
Property Address305 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478
Document Number0050431418
Book / Page5043 / 1418
Map ReferenceMB 58 PG 93-98
Instrument DateSep 15, 2020
Instrument2020079116
Transaction TypeTransfer
Record UpdatedAug 31, 2021
Title CompanyKNIGHT BARRY TITLE SLN INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,995.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address95 LEEWARD ISLAND DR, 95, SAINT AUGUSTINE, FL 32080-6208

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 N BELLAGIO DR, SAINT AUGUSTINE, FL 32092-3478

Mortgage

Document Number50431420
DateSep 16, 2020
Instrument5043/1420
Lender
NameUSAA FSB
TypeBank
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2050

Tax Assessment & Valuation

Source: St. Johns County assessment roll, as of April 13, 2026

Property Jurisdictions

TypeName
StateFlorida
CountySt. Johns County
Unified School DistrictSt. Johns County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$332,489 (-4.71%) Land $110,000 Building $222,489$332,489 (-4.71%) Land $110,000 Building $222,489
2025$7,722.00 (+8.02%) Homeowner's exemption$348,931 (+2.43%)$348,931 (-1.78%) Land $110,000 Building $238,931
2024$7,149.00 (+3.77%) Homeowner's exemption$340,647 (+3%)$355,258 (+0.86%) Land $105,000 Building $250,258
2023$6,889.00 (+27.29%) Homeowner's exemption$330,725 (+3%)$352,220 (+9.69%) Land $89,600 Building $262,620
2022$5,412.00 Homeowner's exemption$321,092$321,092 Land $89,600 Building $231,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 62 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies62 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 44% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSJCU-NORTHWEST UTILITIES WTP
serves 48,040 people · EPA ID FL2554471
Water SourceGroundwater
Last State InspectionJun 2024
Also Mapped HereSJCU-CR214 MAINLAND WTP
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 243 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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