309 N 4th St, Saint Charles, MO 63301 Property Records

St. Charles County property record for 309 N 4th St, Saint Charles, MO 63301 · Last verified March 2026

Property Highlights

Property Type	Residential > Multi-Unit > Duplex
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 1935
Square Footage	1,505 sqft Total Area
Lot Size	0.098 acres
Occupancy	Owner Occupied
Last Sale	$190,000 (2019)
Tax Bill	$3,752.00 (2025)

Owner

Source: St. Charles County records · APN 011280A000

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	309 N 4TH ST, SAINT CHARLES, MO 63301-2021
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 20, 2019 · Amount on Record
Deed Sale	Dec 20, 2019 · Amount on Record
Prior Sale	Oct 04, 2004 · Amount on Record
Deed Doc Number	0007203352
Deed Book / Page	7203 / 352
Record Refreshed	Jun 08, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 20, 2019
Property Address	309 N 4TH ST, SAINT CHARLES, MO 63301-2021
Document Number	0072030352
Book / Page	007203 / 000352
Instrument Date	Dec 16, 2019
Instrument	735520
Transaction Type	Transfer
Record Updated	Jun 02, 2020
Title Company	US TITLE

Transaction

Tax	$0.00
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	309 N 4TH ST ST CHARLES MO 633012021, ST CHARLES, MO 63301-2021

Mortgage

Document Number	72030355
Date	Dec 20, 2019
Book Page	007203/000355
Instrument	735530

Lender

Name	F&B ACQUISITION
Address	SAINT LOUIS, MO 63131

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

Source: St. Charles County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,752.00	$59,928 (+12.63%)	$315,409 (+12.63%) Land $45,000 Building $270,409
2023		$53,206
2022			$280,033 Land $45,000 Building $235,033

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Charles County (29183C), updated August 25, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified: October 2026

Historic District	Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Property Details

APN / Parcel Number

Primary APN	`011280A000`
Alternative APN	`6-009D-B125-00-0010.0000000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Building Area	1,505 sqft Total Area
1st Floor	1,505 sqft 1st Floor
Basement Area	875 sqft Basement
Stories	1 Stories

Exterior

Year Built	Built 1935
Architectural Style	Other Style
Exterior Material	Brick/Stone (Brick and/or Stone) Exterior
Lot Area	4,300 sqft
Depth X Width	100 ft x 43 ft Depth x Width
Garage Type	Attached Garage
Garage Area	324 sqft Garage
Patio Area	184 sqft Patio
Porch	1 Porch
Porch Area	384 sqft Porch

Utilities and HVAC

Heating System	Forced Air Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	011280A000
Old Parcel Number	011280A000
Street Address	309 N 4TH ST
City	SAINT CHARLES
State	MO
Zip	63301-2021
Property Usage	Residential Property Usage
Type	Residential > Multi-Unit > Duplex
Legal Description	PT CITY BLK 125
Legal Range	05E
Legal Township	47N
Legal Subdivision	CITY/STCHARLES
Legal Block	125
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Minor Civil Division	RIVERS
Census Blockgroup	1
Census Block	1050
Census Tract	310502