St. Charles County property record for 303 N 4th St, Saint Charles, MO 63301
| Property Type | Duplex |
|---|---|
| Details | 2 bd · 2 ba · 1,404 sqft · built 1930 |
| Lot Size | 0.75 acres (3,250 sqft) |
| Owner | Company Name on File |
| Last Sale | $153,065 (Jun 2025) |
| Tax Bill | $2,678 (2025) |
| Deeds & Mortgages | Nov 2020 Sale Sep 2020 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 011290A000 |
| Primary APN | 011290A000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,404 sqft Living Area |
| Gross Area | 2,768 sqft |
| 1st Floor Area | 1,404 sqft |
| Basement Area | 1,364 sqft |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,250 sqft (0.75 acres) |
| Lot Dimensions | 65 ft deep x 50 ft wide |
| Porch | Open Porch |
|---|---|
| Porch Area | 119 sqft |
| Deck Area | Deck Area |
| Patio Area | 40 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | 011290A000 |
|---|---|
| Street Address | 303 N 4TH ST |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63301-2021 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | AC5 |
| Legal Description | PT BLK 125 |
| Legal Subdivision | CITY OF ST CHARLES |
| Legal Block | 125 |
| Legal Lot Number | 8 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | RIVERS |
| Census Block Group | 1 |
| Census Block | 1050 |
| Census Tract | 310502 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Midtown Neighborhood Historic District listed 2014 · 537 contributing resources · NRIS 14000885 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
303 N 4th St, a duplex, is owned by a company that bought it in June 2025.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 14 BRAMBLETT HOLW, O FALLON, MO 63366-3189 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 3, 2020 | Warranty Deed, Transfer INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Sep 15, 2020 | Warranty Deed, Construction Loan · Line of Credit FIRST ST BK/ST CHARLES |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 30, 2025 · Amount on File |
| Deed Sale | Jun 30, 2025 · Amount on File |
| Prior Sale | Nov 3, 2020 · Amount on File |
| Deed Document Number | 202527637 |
| Prior Transfer Date | Jun 27, 2025 |
| Prior Transfer Doc | 0000027637 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Nov 3, 2020 |
| Property Address | 303 N 4TH ST, SAINT CHARLES, MO 63301-2021 |
| Document Number | 0000084782 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 84782 |
| Transaction Type | Transfer |
| Record Updated | Mar 3, 2021 |
| Title Company | INVESTORS TITLE COMPANY, INVESTORS TITLE CO. |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 14 BRAMBLETT HOLW O FALLON MO 633663189, O FALLON, MO 63366-3189 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Sep 15, 2020 |
| Property Address | 303 N 4TH ST, SAINT CHARLES, MO 63301-2021 |
| Document Number | 0000068245 |
| Instrument Date | Sep 15, 2020 |
| Instrument | 68245 |
| Transaction Type | Construction Loan |
| Record Updated | Nov 4, 2020 |
| Title Company | TRUE TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 3320 RUE ROYALE ST #1 ST CHARLES MO 633018322, 1, ST CHARLES, MO 63301-8322 |
| Investor | Possibly a Property Investor |
| Document Number | 68246 |
|---|---|
| Date | Sep 15, 2020 |
| Instrument | 68246 |
| Name | FIRST ST BK/ST CHARLES |
|---|---|
| Type | Bank |
| Address | SAINT CHARLES, MO 63301-1852 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 12 Months |
| Due | Sep 14, 2021 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 303 N 4th St was $2,678, up 9.1% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | St. Charles R-VI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $42,622 (-) | $224,325 (-) Land $45,000 Building $179,325 | |
| 2025 | $2,678.00 (+9.13%) | $42,622 | $224,325 Land $45,000 Building $179,325 |
| 2024 | $2,454.00 | ||
| 2023 | $38,112 | ||
| 2022 | $200,592 Land $45,000 Building $155,592 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 303 N 4th St in Zone X, an area of minimal flood risk, though there have been 17 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 17 (1980–2022) |
| Claims Outside the SFHA | 3 of 17 |
| Most Recent Claim | Aug 2022 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 303 N 4th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures